2435 Cabbage Key Dr, #92, Miamisburg, OH 45342 Property Records

Montgomery County property record for 2435 Cabbage Key Dr, #92, Miamisburg, OH 45342

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,290 sqft · built 2002
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$118,500 (Apr 2020)
Tax Bill	$3,306 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K45 51310 0092`

Property Details

APN / Parcel Number

Primary APN	`K45 51310 0092`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 2002
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Lot Area	436 sqft
Porch	Enclosed Porch
Porch Area	154 sqft
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2435 CABBAGE KEY DR # 92, 92
City	MIAMISBURG
State	OH
Zip	45342-8812
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLDG 16 UNIT 2435 BAY SHORES CONDO SEC 12
Legal Subdivision	BAY SHORES CONDO SEC 1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1039
Census Tract	50107

Owner

2435 Cabbage Key Dr, #92 is owned and occupied by an individual who bought it in April 2020.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2435 CABBAGE KEY DR, MIAMISBURG, OH 45342-8812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Prior Sale	Jul 22, 2013 · Amount on File
Deed Document Number	202000021709
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 13, 2020
Property Address	2435 CABBAGE KEY DR, MIAMISBURG, OH 45342-8812
Document Number	0000021709
Instrument Date	Apr 8, 2020
Instrument	21709
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 CABBAGE KEY DR MIAMISBURG OH 453428812, MIAMISBURG, OH 45342-8812

Mortgage

Document Number	21710
Date	Apr 13, 2020
Instrument	21710

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 12, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	Miamisburg City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,300 Land $7,090 Building $39,210
2024	$3,306.00 (+2.13%)
2023	$3,237.00 (+14.54%)	$46,300 (+35.02%) Land $7,090 Building $39,210	$132,270 Land $20,250 Building $112,020
2022	$2,826.00	$34,290 Land $5,250 Building $29,040
2020			$97,980 Land $15,000 Building $82,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2435 Cabbage Key Dr, #92 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2435 Cabbage Key Dr, #92 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20