2431 Cabbage Key Dr, Miamisburg, OH 45342 Property Records

Montgomery County property record for 2431 Cabbage Key Dr, Miamisburg, OH 45342

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,088 sqft · built 2002
Lot Size	0.019 acres (871 sqft)
Owner	Owner Name on File
Last Sale	$62,000 (Dec 2008)
Tax Bill	$2,898 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K45 51310 0090`

Property Details

APN / Parcel Number

Primary APN	`K45 51310 0090`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 2002
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	871 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	96 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2431 CABBAGE KEY DR
City	MIAMISBURG
State	OH
Zip	45342-8812
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLDG 16 UNIT 2431 BAY SHORES CONDO SEC 12
Legal Subdivision	BAY SHORES CONDO SEC 1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1039
Census Tract	50107

Owner

The current owner of 2431 Cabbage Key Dr bought it in December 2008.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	6489 MICHELE LN, LIBERTY TOWNSHIP, OH 45044-8631

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2008 · Amount on File
Deed Sale	Dec 30, 2008 · Amount on File
Prior Sale	Feb 29, 2008 · Amount on File
Deed Document Number	08-085891
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2431 CABBAGE KEY DR, MIAMISBURG, OH 45342-8812
Document Number	0000049468
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2431 CABBAGE KEY DR MIAMISBURG OH 453428812, MIAMISBURG, OH 45342-8812

Mortgage

Document Number	0000049468
Date	Aug 24, 2020
Instrument	49468

Lender

Name	CODE CU
Address	DAYTON, OH 45402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	Miamisburg City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,540 Land $7,090 Building $33,450
2024	$2,898.00 (+2.15%)
2023	$2,837.00 (+14.53%)	$40,540 (+35%) Land $7,090 Building $33,450	$115,830 Land $20,250 Building $95,580
2022	$2,477.00	$30,030 Land $5,250 Building $24,780
2020			$85,800 Land $15,000 Building $70,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2431 Cabbage Key Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2431 Cabbage Key Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20