2433 Warrior Fork Trl, Morganton, NC 28655 Property Records

Burke County property record for 2433 Warrior Fork Trl, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,630 sqft · built 1995
Lot Size	10.9 acres (477,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jul 2020)
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1785661998`

Property Details

APN / Parcel Number

Primary APN	`1785661998`
Alternative APN	`15954`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,630 sqft Living Area
1st Floor Area	1,850 sqft
Basement Area	1,269 sqft
Finished Basement	1,258 sqft
Unfinished Basement	1,269 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	477,418 sqft (10.9 acres)
Garage Area	753 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	740 sqft
Patio Area	560 sqft
Shed	1 Shed
Shed Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2433 WARRIOR FORK TRL
City	MORGANTON
State	NC
Zip	28655-9057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2433 WARRIOR FORK TRL MORGANTON, NC 28655
Legal Subdivision	LEWIS E COATES AND WIFE ANGELIA J COATES
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2002
Census Tract	20202

Owner

Source: Burke County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC
Jun 28, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 13, 2025	Intrafamily Transfer, Transfer
Oct 31, 2017	Deed of Trust, Mortgage · ARM SUNTRUST MORTGAGE INC
Jan 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	202017041926
Deed Book / Page	2473 / 722
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	0023700621
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0025810340
Date	Nov 1, 2021
Book Page	2581/340
Instrument	2021013156

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0027510774
Date	Jun 28, 2024
Book Page	2751/774
Instrument	2024005648

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Nov 13, 2025
Property Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Document Number	0028390173
Book / Page	2839 / 173
Map Reference	MB 68 PG 59
Instrument Date	Oct 30, 2025
Instrument	2025009583
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Investor	Possibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023180722
Date	Oct 31, 2017
Book Page	2318/0722
Instrument	2017009800

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023290200
Date	Jan 12, 2018
Book Page	2329/0200
Instrument	2017011999

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 1, 2020
Property Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Document Number	0024730722
Book / Page	2473 / 722
Instrument Date	Jun 16, 2020
Instrument	2017041926
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1810 FORD LN, 1810, MORGANTON, NC 28655-5953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Investor	Possibly a Property Investor

Mortgage

Document Number	2017041927
Date	Jul 1, 2020
Instrument	2017041927

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Oct 12, 2018
Property Address	2433 WARRIOR FORK TRL, MORGANTON, NC 28655-9057
Document Number	0023700621
Book / Page	002370 / 000621
Instrument Date	Oct 10, 2018
Instrument	20897
Transaction Type	Transfer
Record Updated	Oct 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,557.00 (-0.64%)	$545,700 (-) Land $54,476 Building $491,224	$545,700 (-) Land $54,476 Building $491,224
2023	$3,580.00	$545,700 Land $54,476 Building $491,224	$545,700 Land $54,476 Building $491,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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