2318 Warrior Fork Trl, Morganton, NC 28655 Property Records

Burke County property record for 2318 Warrior Fork Trl, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,628 sqft · built 1981
Lot Size	17.1 acres (745,312 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1785668907`

Property Details

APN / Parcel Number

Primary APN	`1785668907`
Alternative APN	`55707`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,628 sqft Living Area
1st Floor Area	1,969 sqft
Basement Area	1,550 sqft
Finished Basement	1,058 sqft
Unfinished Basement	492 sqft
Flooring	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	745,312 sqft (17.1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	264 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2318 WARRIOR FORK TRL
City	MORGANTON
State	NC
Zip	28655-6654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	PUV
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2002
Census Tract	20202

Owner

Source: Burke County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2318 WARRIOR FORK TRL, MORGANTON, NC 28655-6654
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 31, 2026
Transfer Doc	0026002865
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 2, 2026
Property Address	2318 WARRIOR FORK TRL, MORGANTON, NC 28655-6654
Document Number	0026002865
Book / Page	2864 / 43
Instrument Date	Mar 31, 2026
Instrument	202626002865
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2318 WARRIOR FORK TRL, MORGANTON, NC 28655-6654

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2318 WARRIOR FORK TRL, MORGANTON, NC 28655-6654
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026640388
Date	Jan 9, 2023
Book Page	2664/388
Instrument	2023000166

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MORGANTON, NC 28655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00 (+2.92%)	$466,250 (-) Land $66,376 Building $399,874	$466,250 (-) Land $66,376 Building $399,874
2023	$3,323.00	$466,250 Land $66,376 Building $399,874	$466,250 Land $66,376 Building $399,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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