2433 Bell Hill Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 2433 Bell Hill Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,430 sqft · built 2003
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2018)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`455100040310000`

Property Details

APN / Parcel Number

Primary APN	`455100040310000`
Alternative APN	`48876`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	66,647 sqft (1.53 acres)
Lot Dimensions	173 ft deep x 500 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48876
Street Address	2433 BELL HILL RD
City	MURPHY
State	NC
Zip	28906-8931
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 STANDISH PROP 1573/1023
Legal Phase	1573
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2047
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2433 BELL HILL RD, MURPHY, NC 28906-8931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · VA Mortgage VERITAS FUNDING LLC
Dec 14, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 31, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 9, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	05696
Deed Book / Page	01601 / 0584
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2433 BELL HILL RD, MURPHY, NC 28906-8931
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001753/284
Date	Mar 20, 2024
Book Page	1753/284
Instrument	1254

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	7050 S UNION PARK AVE STE 400, MIDVALE, UT 84047

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2433 BELL HILL RD, MURPHY, NC 28906-8931
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001699/149
Date	Dec 14, 2021
Book Page	1699/149
Instrument	8401

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2433 BELL HILL RD, MURPHY, NC 28906-8931
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1675/670
Date	Mar 19, 2021
Book Page	1675/670
Instrument	1807

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2433 BELL HILL RD, MURPHY, NC 28906-8931
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1639/1001
Date	Mar 31, 2020
Book Page	1639/1001
Instrument	1617

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 27, 2018
Property Address	2433 BELL HILL RD, MURPHY, NC 28906-8931
Document Number	01601/0584
Book / Page	01601 / 0584
Instrument Date	Nov 8, 2018
Instrument	05696
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2433 BELL HILL RD, 2433, MURPHY, NC 28906-8931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E THURMAN RD, NEW BERN, NC 28560-7028

Mortgage

Document Number	05697
Date	Nov 27, 2018
Instrument	05697

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 9, 2017
Property Address	2433 BELL HILL RD, MURPHY, NC 28906-8931
Document Number	01573/1023
Book / Page	01573 / 1023
Instrument Date	Nov 3, 2017
Instrument	05259
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 RIDGEWOOD TRL, 102, NEW BERN, NC 28560-9462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2433 BELL HILL RD, MURPHY, NC 28906-8931

Mortgage

Document Number	05260
Date	Nov 9, 2017
Instrument	05260

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00	$199,710 (-)	$199,710 (-) Land $24,250 Building $175,460
2023		$199,710	$199,710 Land $24,250 Building $175,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

No cell data coverage reported

Nearby Properties on Bell Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures