2020 Bell Hill Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 2020 Bell Hill Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	4 bd · 6 ba · 3,495 sqft · built 2007
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$442,500 (May 2018)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455100132011000`

Property Details

APN / Parcel Number

Primary APN	`455100132011000`
Alternative APNs	`47776` `57358`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,495 sqft Heated Area
Upper Floors Area	600 sqft
Basement Area	1,415 sqft
Finished Basement	1,415 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	261,360 sqft (6 acres)
Lot Dimensions	370 ft deep x 694 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Deck Area	1,712 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57358
Street Address	2020 BELL HILL RD
City	MURPHY
State	NC
Zip	28906-7336
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR LAND 1493/5 1561/3611 G/200
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2043
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2020 BELL HILL RD, MURPHY, NC 28906-7336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
May 25, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	02325
Deed Book / Page	01587 / 0413
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 17, 2018
Property Address	2020 BELL HILL RD, MURPHY, NC 28906-7336
Document Number	01587/0413
Book / Page	01587 / 0413
Map Reference	CAB H SL 556
Instrument Date	May 10, 2018
Instrument	02325
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 BELL HILL RD, 2020, MURPHY, NC 28906-7336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 BELL HILL RD, MURPHY, NC 28906-7336

Mortgage

Document Number	02326
Date	May 17, 2018
Instrument	02326

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 25, 2017
Property Address	2020 BELL HILL RD, MURPHY, NC 28906-7336
Document Number	01561/0311
Book / Page	01561 / 0311
Instrument Date	May 25, 2017
Instrument	02249
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 BELL HILL RD, 2020, MURPHY, NC 28906-7336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 BELL HILL RD, MURPHY, NC 28906-7336

Mortgage

Document Number	02250
Date	May 25, 2017
Instrument	02250

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00	$513,090 (-)	$513,090 (-) Land $30,000 Building $483,090
2023		$513,090	$513,090 Land $30,000 Building $483,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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