2432 Pine Swamp Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 2432 Pine Swamp Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,280 sqft · built 1995
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Nov 2021)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3979914682`

Property Details

APN / Parcel Number

Primary APN	`3979914682`
Alternative APN	`81401`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Sunroom	Sunroom

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Mixed
Garage Area	260 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	81401
Street Address	2432 PINE SWAMP RD
City	SPARTA
State	NC
Zip	28675-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TW SPLIT FROM 3979-91-8881 M/H MOVED IN 2006
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3025
Census Tract	950300

Owner

Source: Alleghany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2432 PINE SWAMP RD, SPARTA, NC 28675-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Jan 11, 2006 · Amount on Record
Deed Document Number	20213200
Deed Book / Page	424 / 17
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Nov 1, 2021
Property Address	2432 PINE SWAMP RD, SPARTA, NC 28675-9787
Document Number	424/17
Book / Page	424 / 17
Map Reference	MB 12 PG 169
Instrument Date	Oct 29, 2021
Instrument	3200
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2366 PINE SWAMP RD, 2366, SPARTA, NC 28675-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 PINE SWAMP RD, SPARTA, NC 28675-9787

Mortgage

Document Number	3201
Date	Nov 1, 2021
Instrument	3201

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,200 (-) Land $25,400 Building $126,800	$152,200 (-) Land $25,400 Building $126,800
2025	$1,052.00
2023		$152,200 Land $25,400 Building $126,800	$152,200 Land $25,400 Building $126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Pine Swamp Rd

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