2284 Pine Swamp Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 2284 Pine Swamp Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,755 sqft · built 1950
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Feb 2023)
Tax Bill	$970 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3979925236`

Property Details

APN / Parcel Number

Primary APN	`3979925236`
Alternative APNs	`12382` `82809`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Block
Construction Type	Metal Frame
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	183 sqft
Shed	1 Shed
Shed Area	160 sqft
Lean-To	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	82809
Street Address	2284 PINE SWAMP RD
City	SPARTA
State	NC
Zip	28675-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WILL BK 95 E 133 NEW ROOF
Legal Subdivision	GEORGE & JENNIE H SEVERT
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3025
Census Tract	950300

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2284 PINE SWAMP RD, SPARTA, NC 28675-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Feb 10, 2023	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Feb 6, 2017	Warranty Deed, Transfer · VA Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Feb 6, 2017 · Amount on Record
Deed Document Number	2023262
Deed Book / Page	434 / 1034
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	2284 PINE SWAMP RD, SPARTA, NC 28675-9787
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 PINE SWAMP RD, SPARTA, NC 28675-9787

Mortgage

Document Number	000453/963
Date	Nov 13, 2025
Book Page	453/963
Instrument	2025002317

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	321 RESEARCH PKWY STE 303, MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Feb 10, 2023
Property Address	2284 PINE SWAMP RD, SPARTA, NC 28675-9787
Document Number	00434/1034
Book / Page	434 / 1034
Instrument Date	Feb 9, 2023
Instrument	262
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 PLEASANT HILL DR, PULASKI, VA 24301-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 PINE SWAMP RD, SPARTA, NC 28675-9787

Mortgage

Document Number	0000000263
Date	Feb 10, 2023
Instrument	263

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Feb 6, 2017
Property Address	2284 PINE SWAMP RD, SPARTA, NC 28675-9787
Document Number	00383/0943
Book / Page	383 / 0943
Instrument Date	Jan 20, 2017
Instrument	00209
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 PINE SWAMP RD, SPARTA, NC 28675-9787

Mortgage

Document Number	00383/0946
Date	Feb 6, 2017
Book Page	383/0946
Instrument	00210

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$970.00 (+1.04%)	$137,500 (+1.18%) Land $25,600 Building $111,900	$137,500 (+1.18%) Land $25,600 Building $111,900
2025	$960.00
2023		$135,900 Land $24,000 Building $111,900	$135,900 Land $24,000 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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