2432 Holkham Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2432 Holkham Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,288 sqft · built 1986
Lot Size	2.49 acres (108,464 sqft)
Owner	Individual Name on Record
Last Sale	$1,160,000 (Jun 2024)
Tax Bill	$8,964 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058C0-05-00-02300`

Property Details

APN / Parcel Number

Primary APN	`058C0-05-00-02300`
Alternative APN	`19516`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,288 sqft Finished Area
Basement Area	1,144 sqft
Finished Basement	963 sqft
Unfinished Basement	181 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	108,464 sqft (2.49 acres)
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	132 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	2432 HOLKHAM DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	LEWIS HILL RPN 23 PH-II
Legal Subdivision	LEWIS HILL RPN
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	5
Census Block	5004
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2432 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Deed Document Number	20244745
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	5508/475
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2432 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9532
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 HOLLCHARN DR, CHARLOTTESVILLE, VA 22901

Mortgage

Document Number	202600002746
Date	Mar 26, 2026
Instrument	202600002746

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2432 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9532
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9532

Mortgage

Document Number	202300002684
Date	Apr 7, 2023
Instrument	202300002684

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 30, 2021
Property Address	2432 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9532
Document Number	5508/475
Book / Page	5508 / 475
Map Reference	MB 781 PG 733
Instrument Date	Mar 24, 2021
Instrument	2021-00005476
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9532

Mortgage

Document Number	202100005477
Date	Mar 30, 2021
Instrument	2021-00005477

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,964.00 (+6%)	$1,002,700 (+5.99%) Land $273,800 Building $728,900	$1,002,700 (+5.99%) Land $273,800 Building $728,900
2025	$8,457.00 (+59.9%)	$946,000 (+52.73%) Land $263,000 Building $683,000	$946,000 (+52.73%) Land $263,000 Building $683,000
2023	$5,289.00	$619,400 Land $238,900 Building $380,500	$619,400 Land $238,900 Building $380,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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