2409 Holkham Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2409 Holkham Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,787 sqft · built 1986
Lot Size	4.71 acres (205,168 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Feb 2022)
Tax Bill	$7,886 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`058C0-05-00-02800`

Property Details

APN / Parcel Number

Primary APN	`058C0-05-00-02800`
Alternative APN	`19521`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,787 sqft Finished Area
Attic	Attic
Attic Area	312 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	205,168 sqft (4.71 acres)
Garage Area	624 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	144 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	2409 HOLKHAM DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	LEWIS HILL RPN 28 PH-II
Legal Subdivision	LEWIS HILL RPN
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	5
Census Block	5002
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2409 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 14, 2022	Gift Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 16, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK
Mar 29, 2018	Grant Deed, Mortgage DEUTSCHE BK TR CO AMERICAS
Sep 25, 2017	Grant Deed, Transfer · Conventional Mortgage MEMBER OPTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Document Number	20221905
Prior Transfer Date	Feb 8, 2022
Prior Transfer Doc	0000001905
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2409 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9531
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9531

Mortgage

Document Number	202200012690
Date	Nov 9, 2022
Instrument	202200012690

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 3, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 14, 2022
Property Address	2409 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9531
Document Number	202200001905
Map Reference	MB 781 PG 733
Instrument Date	Feb 8, 2022
Instrument	202200001905
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2409 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9531

Mortgage

Document Number	202200001906
Date	Feb 14, 2022
Instrument	202200001906

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2409 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9531
Document Number	0000002483
Instrument Date	Mar 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2409 HOLKHAM DR CHARLOTTESVILLE VA 229019531, CHARLOTTESVILLE, VA 22901-9531

Mortgage

Document Number	0000002483
Date	Mar 21, 2019
Book Page	005146/000690
Instrument	2483

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 29, 2018
Property Address	2409 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9531
Book / Page	005028 / 000487
Instrument Date	Feb 21, 2018
Instrument	3200
Transaction Type	Mortgage
Record Updated	Apr 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 PARK OF COMMERCE DR #200 BOCA RATON FL 334873650, 200, BOCA RATON, FL 33487-3650

Mortgage

Document Number	0000003200
Date	Mar 29, 2018
Book Page	005028/000487
Instrument	3200

Lender

Name	DEUTSCHE BK TR CO AMERICAS
Type	Bank
Address	60 WALL ST, NEW YORK, NY 10005-2836

Agreement

Amount	Amount Recorded

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 25, 2017
Property Address	2409 HOLKHAM DR, CHARLOTTESVILLE, VA 22901-9531
Document Number	0000011106
Book / Page	004963 / 000583
Instrument Date	Sep 21, 2017
Instrument	11106
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2409 HOLKHAM DR CHARLOTTESVILLE VA 229019531, CHARLOTTESVILLE, VA 22901-9531

Mortgage

Document Number	11107
Date	Sep 25, 2017
Book Page	004963/000587
Instrument	11107

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,886.00 (+10.02%)	$882,100 (+1%) Land $287,000 Building $595,100	$882,100 (+1%) Land $287,000 Building $595,100
2025	$7,168.00 (+32.32%)	$801,900 (+26.4%) Land $275,700 Building $526,200	$801,900 (+26.4%) Land $275,700 Building $526,200
2023	$5,417.00	$634,400 Land $250,400 Building $384,000	$634,400 Land $250,400 Building $384,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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