2432 Excello Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2432 Excello Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	920 sqft · built 1912
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$87,900 (Nov 2020)
Tax Bill	$587 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`06-8.0-28-001-000-083.000`

Property Details

APN / Parcel Number

Primary APN	`06-8.0-28-001-000-083.000`

Interior

Building Area	920 sqft Base Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	444 ft deep x 75.6 ft wide

Location & Zoning

Street Address	2432 EXCELLO DR
City	SAINT JOSEPH
State	MO
Zip	64503-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:EXCELLO SUB-DIVISION LOT:43 BLK:LGL DESC:BEG 15' W OF SE COR TH W ALG S/L OF L43 242.36' NELY 456.93' TO C/L EXCELLO DR TH SELY ALG C/L 33' TH SWLY 326.41' TO POB ALSO EX 15' STRIP OF ELY SIDE EX PART FOR RD R/W
Legal Subdivision	EXCELLO SUB-DIVISION
Legal Lot Number	43
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1024
Census Tract	2100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2432 EXCELLO DR, SAINT JOSEPH, MO 64503-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Sep 28, 2010 · Amount on Record
Deed Document Number	202011025
Deed Book / Page	3755 / 835
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 19, 2020
Property Address	2432 EXCELLO DR, SAINT JOSEPH, MO 64503-3329
Document Number	003755/835
Book / Page	3755 / 835
Instrument Date	Nov 18, 2020
Instrument	2020011025
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 EXCELLO DR, SAINT JOSEPH, MO 64503-3329

Mortgage

Document Number	2020011026
Date	Nov 19, 2020
Instrument	2020011026

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$587.00	$8,140 (+5.58%) Land $2,090 Building $6,050	$42,820 (+5.49%) Land $11,000 Building $31,820
2024	$587.00 (+15.1%)
2023	$510.00 (-0.58%)	$7,710 (-) Land $2,090 Building $5,620	$40,590 (-) Land $11,000 Building $29,590
2022	$513.00	$7,710 Land $2,090 Building $5,620
2021			$40,590 Land $11,000 Building $29,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20