2418 Excello Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2418 Excello Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1927
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Aug 2021)
Tax Bill	$773 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Sale & Mortgage
APN	`06-8.0-28-001-000-085.000`

Property Details

APN / Parcel Number

Primary APN	`06-8.0-28-001-000-085.000`

Interior

Building Area	1,144 sqft Base Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	51,401 sqft (1.18 acres)

Location & Zoning

Street Address	2418 EXCELLO DR
City	SAINT JOSEPH
State	MO
Zip	64503-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:EXCELLO SUB-DIVISION LOT:41 BLK:LGL DESC:EX PART FOR RD R/W
Legal Subdivision	EXCELLO SUB-DIVISION
Legal Lot Number	41
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1024
Census Tract	2100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10709 GARBACZ DR, AUSTIN, TX 78748-3772
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST
Apr 26, 2021	Special Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	20218216
Deed Book / Page	3765 / 541
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 3, 2021
Property Address	2418 EXCELLO DR, SAINT JOSEPH, MO 64503-3329
Document Number	3765/541
Book / Page	3765 / 541
Instrument Date	Jul 29, 2021
Instrument	2021008216
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10709 CRARBACZ DR, AUSTIN, TX 78748

Mortgage

Document Number	2021008217
Date	Aug 3, 2021
Instrument	2021008217

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 26, 2021
Property Address	2418 EXCELLO DR, SAINT JOSEPH, MO 64503-3329
Document Number	3761/515
Book / Page	3761 / 515
Instrument Date	Mar 25, 2021
Instrument	2021004165
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	93 NICHOL MILL LANE #260260, 93, FRANKLIN, TN 37067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 NICHOL MILL LANE #260 # 260, 260, FRANKLIN, TN 37067
Investor	Possibly a Property Investor

Mortgage

Document Number	2021004166
Date	Apr 26, 2021
Instrument	2021004166

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$773.00	$10,730 (+5.51%) Land $2,570 Building $8,160	$56,440 (+5.5%) Land $13,500 Building $42,940
2024	$773.00 (+15.03%)
2023	$672.00 (-0.59%)	$10,170 (-) Land $2,570 Building $7,600	$53,500 (-) Land $13,500 Building $40,000
2022	$676.00	$10,170 Land $2,570 Building $7,600
2021			$53,500 Land $13,500 Building $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Verizon.

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