Christian County property record for 2431 W Sumac Ct, Nixa, MO 65714
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 5,140 sqft · built 2004 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Trust Names on File |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0.3-7-0-0-1.090 |
| Primary APN | 10-0.3-7-0-0-1.090 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 5,140 sqft Adjusted Area |
| 1st Floor Area | 2,530 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 174,240 sqft (4 acres) |
| Pool Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 2431 W SUMAC CT |
|---|---|
| City | NIXA |
| State | MO |
| Zip | 65714-8942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR3 BEG 965.96' E & 220.2' S, TH E220.5' SE425.1', SW TO SUMAC RD, NW604' N TO POB |
| Legal Range | 22 |
| Legal Township | 27 |
| Legal Section | 07 |
| Legal Subdivision | PEBBLE CREEK |
| Legal Phase | 2 |
| Legal Tract | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | UNION CHAPEL |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 20201 |
2431 W Sumac Ct is owner-occupied and held in a trust since June 2024.
Source: Christian County records, as of January 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2431 W SUMAC CT, NIXA, MO 65714-8942 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF THE OZARKS |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA |
| Jan 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage OAKSTAR BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2024 |
| Transfer Doc | 0202406384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 2431 W SUMAC CT, NIXA, MO 65714-8942 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2431 W SUMAC CT, NIXA, MO 65714-8942 |
| Document Number | 0202314023 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 2023/14023 |
| Instrument | 2023L14209 |
| Name | FIRST COMMUNITY BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | BRANSON, MO 65616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 2431 W SUMAC CT, NIXA, MO 65714-8942 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0202110252 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 2021/10252 |
| Instrument | 2021L10336 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 2431 W SUMAC CT, NIXA, MO 65714-8942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201701086 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 2017/01086 |
| Instrument | 2017L01099 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Nixa School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $92,020 | $484,300 Land $80,000 Building $404,300 |
| 2023 | $86,530 | $455,400 Land $80,000 Building $375,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2431 W Sumac Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 12 (2008–2017) |
| Claims Outside the SFHA | 8 of 12 |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2431 W Sumac Ct is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Total HighSpeed Internet Solutions Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
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