Genesee County property record for 2431 W Lake Rd, Clio, MI 48420
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,508 sqft · built 1940 |
| Lot Size | 3.21 acres (139,828 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,205 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-11-501-037 |
| Primary APN | 18-11-501-037 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 139,828 sqft (3.21 acres) |
| Garage Area | 1,680 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2431 W LAKE RD |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 55 AND W 65 FT OF LOT 56 DIXIE VIEW |
| Legal Subdivision | DIXIE VIEW |
| Legal Lot Number | 55-56 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | VIENNA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10112 |
2431 W Lake Rd is owned and occupied by two individuals who acquired it in October 2003.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2431 W LAKE RD, CLIO, MI 48420-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY CREDIT UNION |
| Sep 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU |
| Mar 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2003 |
| Transfer Doc | 0000141388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 2, 2026 |
| Property Address | 2431 W LAKE RD, CLIO, MI 48420-8856 |
| Document Number | 0000050546 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202650546 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2431 W LAKE RD, CLIO, MI 48420-8856 |
| Document Number | 0000050546, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202650546 |
| Name | SECURITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2431 W LAKE RD, CLIO, MI 48420-8856 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2431 W LAKE RD, CLIO, MI 48420-8856 |
| Document Number | 0000013008 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 202509230013008 |
| Name | SECURITY CU |
|---|---|
| Type | Credit Union |
| Address | HOLLY, MI 48442 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 5, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2431 W LAKE RD, CLIO, MI 48420-8856 |
| Document Number | 0000018808 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2341 W LAKE RD CLIO MI 48420, CLIO, MI 48420 |
| Document Number | 0000018808 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 18808 |
| Name | SECURITY CU |
|---|---|
| Address | HOLLY, MI 48442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 5, 2033 |
The 2025 property tax bill for 2431 W Lake Rd was $2,205 with a homeowner's exemption, up 3.4% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Vienna Charter Township |
| Unified School District | Clio Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,500 (+6.66%) | $221,000 (+6.66%) | |
| 2025 | $2,205.00 (+3.38%) Homeowner's exemption | $103,600 | $207,200 |
| 2024 | $2,133.00 | ||
| 2023 | $79,900 | $159,800 | |
| 2019 | $1,695.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2431 W Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2431 W Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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