2397 W Lake Rd, Clio, MI 48420 Property Records

Genesee County property record for 2397 W Lake Rd, Clio, MI 48420

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,192 sqft · built 1942
Lot Size1.37 acres (59,677 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Aug 2007)
Tax Bill$1,680 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN18-11-501-039

Property Details

APN / Parcel Number

Primary APN18-11-501-039

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,192 sqft Living Area
1st Floor Area1,192 sqft
Basement Area448 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area59,677 sqft (1.37 acres)
Lot Dimensions610 ft deep x 98 ft wide
Garage Area612 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2397 W LAKE RD
CityCLIO
StateMI
Zip48420-8838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 57 EXCEPT W 66 FT DIXIE VIEW
Legal SubdivisionDIXIE VIEW
Legal Lot Number57
JurisdictionGENESEE MI
Township / Civil DivisionVIENNA
Census Block Group1
Census Block1003
Census Tract10112

Owner

2397 W Lake Rd is owned and occupied by an individual who bought it in August 2007.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address2397 W LAKE RD, CLIO, MI 48420-8838
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2007 · Amount on File
Deed SaleAug 27, 2007 · Amount on File
Prior SaleAug 22, 2006 · Amount on File
Deed Document Number200766757
Prior Transfer DateAug 2, 2006
Prior Transfer Doc0000074804
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address2397 W LAKE RD, CLIO, MI 48420-8838
Document Number0000045574
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2397 W LAKE RD CLIO MI 484208838, CLIO, MI 48420-8838

Mortgage

Document Number0000045574
DateJun 25, 2019
Instrument45574
Lender
NameELGA CU
TypeCredit Union
AddressBURTON, MI 48519
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2397 W Lake Rd was $1,680 with a homeowner's exemption, up 3.6% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionVienna Charter Township
Unified School DistrictClio Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,300 (+9.05%)$156,600 (+9.05%)
2025$1,680.00 (+3.58%) Homeowner's exemption$71,800$143,600
2024$1,622.00
2023$54,100$108,200
2019$1,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2397 W Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2397 W Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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