2401 S Saratoga, Mesa, AZ 85202 Property Records

Maricopa County property record for 2401 S Saratoga, Mesa, AZ 85202

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,871 sqft · built 1976
Lot Size	0.193 acres (8,403 sqft)
Owner	Company Name on Record
Last Sale	$685,000 (Apr 2026)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`305-04-227`

Property Details

APN / Parcel Number

Primary APN	`305-04-227`
Alternative APN	`305042270`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,871 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,871 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,403 sqft (0.193 acres)
View / Lot	Greenbelt
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2401 S SARATOGA
City	MESA
State	AZ
Zip	85202-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SARATOGA LAKES UNIT 2 MCR 172-50
Legal Range	5E
Legal Township	1S
Legal Section	6
Legal Subdivision	SARATOGA LAKES UNIT 2
Legal Lot Number	215
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422212

Owner

Source: Maricopa County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2401 S SARATOGA, MESA, AZ 85202-6900
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Oct 6, 2023	Intrafamily Transfer, Transfer
Jun 30, 2020	Quit Claim Deed, Transfer NEIGHBORHOOD LOANS
Jun 30, 2020	Quit Claim Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	May 28, 2015 · Amount on Record
Deed Document Number	2026192323
Prior Transfer Date	Sep 27, 2023
Prior Transfer Doc	0000524385
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2401 S SARATOGA, MESA, AZ 85202-6900
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Mortgage

Document Number	0000137306
Date	Mar 18, 2024
Instrument	20240137306

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 1, 2026
Property Address	2401 S SARATOGA, MESA, AZ 85202-6900
Document Number	0000192323
Instrument Date	Mar 19, 2026
Instrument	2026192323
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	PHOENIX, AZ 85041

Mortgage

Document Number	0000192324,
Date	Apr 1, 2026
Instrument	2026192324

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2023
Property Address	2401 S SARATOGA, MESA, AZ 85202-6900
Document Number	0000524385
Map Reference	MB 172 PG 50
Instrument Date	Sep 27, 2023
Instrument	20230524385
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2401 S SARATOGA, MESA, AZ 85202-6900

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2020
Property Address	2401 S SARATOGA, MESA, AZ 85202-6900
Document Number	0000580370
Instrument Date	Jun 20, 2020
Instrument	580370
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2401 S SARATOGA MESA AZ 852026900, MESA, AZ 85202-6900

Mortgage

Document Number	580372
Date	Jun 30, 2020
Instrument	580372

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2035

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2020
Property Address	2401 S SARATOGA, MESA, AZ 85202-6900
Document Number	0000580371
Instrument Date	Jun 20, 2020
Instrument	580371
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2401 S SARATOGA MESA AZ 852026900, MESA, AZ 85202-6900

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,460 (+122.65%)	$474,600 (+8.53%) Land $94,900 Building $379,700
2025	$1,770.00 (-1.06%)	$21,316 (-56.08%)	$437,300 (-9.89%) Land $87,400 Building $349,900
2024		$48,530 (+11.9%)	$485,300 (+11.9%) Land $97,000 Building $388,300
2023	$1,789.00 (+2.23%)	$43,370 Land $8,670 Building $34,700	$433,700 Land $86,700 Building $347,000
2022	$1,750.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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