Santa Rosa County property record for 2431 Dunsford Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,490 sqft · built 2023 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,047 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-4N-30-0000-00408-0000 |
| Primary APN | 14-4N-30-0000-00408-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,490 sqft Living Area |
| Gross Area | 3,233 sqft |
| 1st Floor Area | 2,490 sqft |
| Flooring | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Porch | Slab |
| Porch Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2431 DUNSFORD RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | **NEW PARCEL FOR 2022 TAXES** COMMENCE AT THE NORTHWEST CORNER OF THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 4 NORTH, RANGE 30 WEST, SANTA ROSA CO FL; THENCE NORTH 88*4652 EAST ALONG THE NORTH LINE OF SAID SECTION A DISTANCE OF 301.49 FEET FOR THE |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 10200 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2489 DUNSFORD RD, JAY, FL 32565-2943 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2431 DUNSFORD RD, JAY, FL 32565-2943 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | SECURITY LAND TITLE INC, SURETY LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2489 DUNSFORD RD, JAY, FL 32565-2943 |
| Document Number | 0043112027 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 4311/2027 |
| Instrument | 202245265 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,047.00 (+1.07%) | $336,897 (-0.2%) Land $56,000 Building $280,897 | $336,897 (-0.2%) Land $56,000 Building $280,897 |
| 2024 | $4,004.00 (+431.03%) | $337,570 (+427.45%) Land $64,000 Building $273,570 | $337,570 (+427.45%) Land $64,000 Building $273,570 |
| 2023 | $754.00 (+12.87%) | $64,000 (+14.29%) Land $64,000 | $64,000 (+14.29%) Land $64,000 |
| 2022 | $668.00 | $56,000 | $56,000 Land $56,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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