2415 Dunsford Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2415 Dunsford Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,091 sqft · built 1994
Lot Size1.25 acres (54,450 sqft)
OwnerOwner Name on File
Last Sale$118,000 (Sep 2001)
Tax Bill$1,182 (2024)
Deeds & MortgagesSep 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN14-4N-30-0000-00400-0000

Property Details

APN / Parcel Number

Primary APN14-4N-30-0000-00400-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,091 sqft Heated Area
Gross Area2,736 sqft
1st Floor Area2,532 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area54,450 sqft (1.25 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area204 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number144N300000004000000
Street Address2415 DUNSFORD RD
CityJAY
StateFL
Zip32565-2943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM AT NW CORN OF NW4 OF NE4 T H S 89*00'40 E 50.44 FT TO POB TH CONT 251.39 FT TH S 00*14' E 215.45 FT TH N 89*00'40 W
Legal Range30W
Legal Township04N
Legal Section14
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group4
Census Block4001
Census Tract10200

Owner

The current owner of 2415 Dunsford Rd bought it in September 2001.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordOwner Name on File
Mailing Address2415 DUNSFORD RD, JAY, FL 32565-2943
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2001 · Amount on File
Deed SaleSep 21, 2001 · Amount on File
Deed Document Number0194001951
Deed Book / Page01940 / 01951
Record UpdatedJun 8, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address2415 DUNSFORD RD, JAY, FL 32565-2943
Document Number0038792023
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2415 DUNSFORD RD JAY FL 325652943, JAY, FL 32565-2943

Mortgage

Document Number0038792023
DateOct 15, 2019
Book Page003879/002023
Instrument46147
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueOct 14, 2044
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,182.00 (+2.34%) Homeowner's exemption$127,616 (+3%)$203,812 (+1.05%) Land $20,000 Building $183,812
2023$1,155.00 (+2.67%) Homeowner's exemption$123,899 (+3%)$201,693 (+0.1%) Land $20,000 Building $181,693
2022$1,125.00 Homeowner's exemption$120,290$201,499 Land $20,000 Building $181,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2415 Dunsford Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2415 Dunsford Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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