St. Mary's County property record for 24295 River Dr, Chaptico, MD 20621
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.619 acres (26,957 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Mar 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-056523 |
| Primary APN | 04-056523 |
|---|---|
| Alternative APN |
|
| Lot Area | 26,957 sqft (0.619 acres) |
|---|---|
| View / Lot | Waterfront |
| Account Number | 056523 |
|---|---|
| Street Address | 24295 RIVER DR |
| City | CHAPTICO |
| State | MD |
| Zip | 20621-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 26957 SF CLUB HOUSE MILL POINT SHORES |
| Legal Subdivision | MILL PT SHORES |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 875202 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 277, CHAPTICO, MD 20621-0277 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 6, 2017 |
| Property Address | 24295 RIVER DR, CHAPTICO, MD 20621-2232 |
| Document Number | 0045990137 |
| Book / Page | 004599 / 000137 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 277 CHAPTICO MD 206210277, CHAPTICO, MD 20621-0277 |
| Document Number | 45990137 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 004599/000137 |
| Name | COMMUNITY BK/CHESAPEAKE |
|---|---|
| Type | Bank |
| Address | WALDORF, MD 20601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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