2321 Vernor Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2321 Vernor Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1981
Lot Size	10.1 acres (443,005 sqft)
Owner	Individual Name on Record
Last Sale	$247,500 (Dec 2019)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-014-002-00`

Property Details

APN / Parcel Number

Primary APN	`014-014-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	1,398 sqft
Unfinished Basement	1,398 sqft
Flooring	Carpet

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	443,005 sqft (10.1 acres)
Garage Area	2,480 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	2321 VERNOR RD
City	LAPEER
State	MI
Zip	48446-8374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 14 T8N R10E THE W 333 FT OF E 2298.70 FT OF S 1/2 OFNE 1/4. 10.17 A.
Legal Range	10E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	1
Census Block	1025
Census Tract	333500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2321 VERNOR RD, LAPEER, MI 48446-8374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage RHEIN RICHARD L LIVING TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	20193067961
Deed Book / Page	3067 / 961
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 13, 2019
Property Address	2321 VERNOR RD, LAPEER, MI 48446-8374
Document Number	0030670961
Book / Page	003067 / 000961
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	BIRMINGHAM TITLE AGENCY, BIRMINGHAM TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,856.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50480 DEQUINDRE RD SHELBY TOWNSHIP MI 483171014, SHELBY TOWNSHIP, MI 48317-1014

Mortgage

Document Number	30670963
Date	Dec 13, 2019
Book Page	003067/000963

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2321 VERNOR RD, LAPEER, MI 48446-8374
Document Number	0030360265
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 VERNOR RD LAPEER MI 484468374, LAPEER, MI 48446-8374

Mortgage

Document Number	0030360265
Date	Jul 24, 2019
Book Page	003036/000265

Lender

Name	RHEIN RICHARD L LIVING TR (LT)
Address	4200 PIERCE RD, LAPEER, MI 48446-9062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4%

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,600 (+6.57%)	$441,200 (+6.57%)
2025	$3,637.00 (+30.55%) Homeowner's exemption	$207,000 (+6.1%)	$414,000 (+6.1%)
2023		$195,100	$390,200
2022	$2,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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