2430 Richards Ave, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 2430 Richards Ave, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	2,138 sqft · built 1977
Lot Size	0.347 acres (15,120 sqft)
Owner	2 Individual Names on File
Last Sale	$428,442 (Sep 2025)
Tax Bill	$8,213 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-03301-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`35-03301-0000-00032`
Alternative APN	`3500245000000109`

Interior

Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	2,138 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	15,120 sqft (0.347 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	3500245000000109
Street Address	2430 RICHARDS AVE
City	ATCO
State	NJ
Zip	08004-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	TOWNSHIP/WATERFORD
Legal Block	3301
Legal Lot Number	32
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1001
Census Tract	608903

Owner

2430 Richards Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2430 RICHARDS AVE, ATCO, NJ 08004-1266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 23, 2025	Deed, Transfer · FHA Mortgage ALLIED MORTGAGE GROUP INC
Jun 25, 2019	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 31, 2018	Trustee's Deed, Foreclosure · Line of Credit YECHIEL EBSTEIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Document Number	202560039
Deed Book / Page	12922 / 1862
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	2430 RICHARDS AVE, ATCO, NJ 08004-1266
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 RICHARDS AVE, ATCO, NJ 08004-1266

Mortgage

Document Number	0000074815
Date	Dec 15, 2023
Book Page	12483/1125
Instrument	2023074815

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Nov 1, 2051

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Sep 23, 2025
Property Address	2430 RICHARDS AVE, ATCO, NJ 08004-1266
Document Number	0000060039
Book / Page	12922 / 1862
Instrument Date	Sep 12, 2025
Instrument	2025060039
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,488.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2122 SMALLWOOD ST SW, WILSON, NC 27893-4530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 RICHARDS AVE, ATCO, NJ 08004-1266

Mortgage

Document Number	0129221870
Date	Sep 23, 2025
Instrument	12922/1870

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jun 25, 2019
Property Address	2430 RICHARDS AVE, ATCO, NJ 08004-1266
Document Number	0000043319
Book / Page	11157 / 1820
Instrument Date	May 14, 2019
Instrument	2019043319
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SJS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 MAPLEWOOD TER, 39, LAKEWOOD, NJ 08701-2991

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 BOYD ST, CAMDEN, NJ 08105-2702

Mortgage

Document Number	0111571826
Date	Jun 25, 2019
Instrument	11157/1826

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 31, 2018
Property Address	2430 RICHARDS AVE, ATCO, NJ 08004-1266
Document Number	0000079625
Book / Page	011005 / 001229
Instrument Date	May 17, 2018
Instrument	79625
Transaction Type	Foreclosure
Record Updated	Nov 14, 2018
Title Company	GOLD CREST ABSTRACT LLC, GOLD CREST ABS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	39 PLEWOOD TER LAKEWOOD NJ 08701, LAKEWOOD, NJ 08701
Investor	Possibly a Property Investor

Mortgage

Document Number	79626
Date	Oct 31, 2018
Book Page	011005/001238
Instrument	79626

Lender

Name	YECHIEL EBSTEIN
Address	14 FLANNERY AVE, LAKEWOOD, NJ 08701-4750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 30, 2019

Interest

Rate Type	Adjustable Rate
Rate	14%

Tax Assessment & Valuation

The 2025 property tax bill for 2430 Richards Ave was $8,213, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,100 (-) Land $43,000 Building $137,100	$180,100 (-) Land $43,000 Building $137,100
2025	$8,213.00 (+3.5%)	$180,100 Land $43,000 Building $137,100	$180,100 Land $43,000 Building $137,100
2024	$7,935.00
2023		$180,100 Land $43,000 Building $137,100	$180,100 Land $43,000 Building $137,100
2022	$7,394.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2430 Richards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2430 Richards Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 72% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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