2428 Richards Ave, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 2428 Richards Ave, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,798 sqft · built 1979
Lot Size	0.347 acres (15,120 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Apr 2016)
Tax Bill	$7,861 (2025)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-03301-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`35-03301-0000-00025`
Alternative APN	`3500245000000116`

Interior

Building Area	1,798 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	168 ft deep x 90 ft wide

Location & Zoning

Old Parcel Number	3500245000000116
Street Address	2428 RICHARDS AVE
City	ATCO
State	NJ
Zip	08004-1265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	PINE GROVE
Legal Block	3301
Legal Lot Number	25
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1001
Census Tract	608903

Owner

2428 Richards Ave is owned and occupied by two individuals who acquired it in May 2022.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2428 RICHARDS AVE, ATCO, NJ 08004-1265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2016 · Amount on File
Deed Sale	Apr 7, 2016 · Amount on File
Deed Document Number	201630488
Deed Book / Page	10383 / 1003
Last Transfer Date	May 24, 2022
Transfer Doc	0000011751
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN NJ
Recording Date	Feb 15, 2023
Property Address	2428 RICHARDS AVE, ATCO, NJ 08004-1265
Document Number	0000011751
Book / Page	12290 / 1324
Instrument Date	May 24, 2022
Instrument	2023011751
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	NU WORLD TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 STRATTON LN, MOUNT LAUREL, NJ 08054-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 RICHARDS AVE, ATCO, NJ 08004-1265

Mortgage

Document Number	0122901332
Date	Feb 15, 2023
Instrument	12290/1332

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2428 Richards Ave was $7,861, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,400 (-) Land $43,000 Building $129,400	$172,400 (-) Land $43,000 Building $129,400
2025	$7,861.00 (+3.5%)	$172,400 Land $43,000 Building $129,400	$172,400 Land $43,000 Building $129,400
2024	$7,595.00
2023		$172,400 Land $43,000 Building $129,400	$172,400 Land $43,000 Building $129,400
2022	$7,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2428 Richards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2428 Richards Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 72% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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