2430 Monaco Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 2430 Monaco Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,542 sqft · built 2012
Lot Size	0.354 acres (15,428 sqft)
Owner	Trust Name on File
Last Sale	$8,350,000 (Sep 2020)
Tax Bill	$92,861 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-318-06`

Property Details

APN / Parcel Number

Primary APN	`053-318-06`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,542 sqft Living Area
1st Floor Area	4,542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	15,428 sqft (0.354 acres)
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2430 MONACO DR
City	LAGUNA BEACH
State	CA
Zip	92651-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2818 BLK LOT 32
Legal Tract	2818
Legal Lot Number	32
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2021
Census Tract	62656

Owner

2430 Monaco Dr is held in a trust since September 2020.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	21515 HAWTHORNE BLVD, 950, TORRANCE, CA 90503-6510
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage BNY MELLON NA
Sep 21, 2020	Grant Deed, Transfer · Conventional Mortgage BNY MELLON NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Jul 31, 1998 · Amount on File
Deed Document Number	2020510454
Prior Transfer Date	Dec 26, 2012
Prior Transfer Doc	0000004898
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2430 MONACO DR, LAGUNA BEACH, CA 92651-1007
Document Number	0000510455
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	960 CHAPEA RD PASADENA CA 911075657, PASADENA, CA 91107-5657

Mortgage

Document Number	0000510455
Date	Sep 21, 2020
Instrument	510455

Lender

Name	BNY MELLON NA
Type	Bank
Address	201 WASHINGTON ST # 8TH, BOSTON, MA 02108-4403

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 21, 2020
Property Address	2430 MONACO DR, LAGUNA BEACH, CA 92651-1007
Document Number	0000510454
Map Reference	MB 114 PG 16-19
Instrument Date	Aug 11, 2020
Instrument	2020000510454
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2430 MONACO DR, LAGUNA BEACH, CA 92651-1007

Mortgage

Document Number	0000510455
Date	Sep 21, 2020
Instrument	2020000510455

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2430 Monaco Dr was $92,861.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$9,219,073 (+2%) Land $7,675,345 Building $1,543,728
2025	$92,861.00	$9,038,307 Land $7,524,848 Building $1,513,459
2023	$89,206.00 (+1.98%)	$8,687,340 Land $7,232,649 Building $1,454,691
2022	$87,472.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2430 Monaco Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2430 Monaco Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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