2481 Monaco Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 2481 Monaco Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,092 sqft · built 1991
Lot Size	0.351 acres (15,295 sqft)
Owner	Company Name on File
Tax Bill	$47,595 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-318-10`

Property Details

APN / Parcel Number

Primary APN	`053-318-10`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,092 sqft Living Area
1st Floor Area	5,092 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	15,295 sqft (0.351 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2481 MONACO DR
City	LAGUNA BEACH
State	CA
Zip	92651-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2818 BLK LOT 36
Legal Subdivision	TRACT NO 2818
Legal Tract	2818
Legal Lot Number	36
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2021
Census Tract	62656

Owner

2481 Monaco Dr is owned by a company that acquired it in October 1993.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	2481 MONACO DR, LAGUNA BEACH, CA 92651-1006
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Intrafamily Transfer, Transfer
Jan 3, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 1993
Transfer Doc	0000716967
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 3, 2022
Property Address	2481 MONACO DR, LAGUNA BEACH, CA 92651-1006
Document Number	0000001292
Map Reference	MB 114 PG 16-19
Instrument Date	Dec 4, 2021
Instrument	2022000001292
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 MONACO DR, LAGUNA BEACH, CA 92651-1006

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 3, 2022
Property Address	2481 MONACO DR, LAGUNA BEACH, CA 92651-1006
Document Number	0000001293
Map Reference	MB 114 PG 16-19
Instrument Date	Dec 4, 2021
Instrument	2022000001293
Transaction Type	Transfer
Record Updated	Jan 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 MONACO DR, LAGUNA BEACH, CA 92651-1006

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2481 MONACO DR, LAGUNA BEACH, CA 92651-1006
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083016
Date	Feb 28, 2017
Instrument	2017000083016

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2481 MONACO DR, LAGUNA BEACH, CA 92651-1006
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	EQUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083017
Date	Feb 28, 2017
Instrument	2017000083017

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2481 Monaco Dr was $47,595, up 2.1% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,673,999 (+2%) Land $3,597,756 Building $1,076,243
2025	$47,595.00 (+2.09%)	$4,582,352 Land $3,527,211 Building $1,055,141
2024	$46,620.00 (+1.68%)
2023	$45,849.00 (+2.05%)	$4,404,414 Land $3,390,245 Building $1,014,169
2022	$44,928.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2481 Monaco Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2481 Monaco Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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