San Diego County property record for 2430 Gary Cir, Carlsbad, CA 92010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,640 sqft · built 1967 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,000,500 (Jul 2021) |
| Tax Bill | $11,550 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 167-155-09-00 |
| Primary APN | 167-155-09-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,640 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 10,400 sqft (0.239 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1672200800 |
|---|---|
| Street Address | 2430 GARY CIR |
| City | CARLSBAD |
| State | CA |
| Zip | 92010-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8000 |
| Legal Description | LOT 93 TR 005704 |
| Legal Subdivision | EL CAMINO MESA |
| Legal Tract | 005704 |
| Legal Block | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 19804 |
2430 Gary Cir is owner-occupied and held in a trust since March 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2430 GARY CIR, CARLSBAD, CA 92010-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2024 | Intrafamily Transfer, Transfer |
| Jul 20, 2021 | Grant Deed, Transfer · Conventional Mortgage ALLIANT CU |
| May 1, 2020 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Apr 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Mar 12, 2018 | Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on File |
| Deed Sale | Jul 20, 2021 · Amount on File |
| Deed Document Number | 2021518040 |
| Last Transfer Date | Mar 13, 2024 |
| Transfer Doc | 0000072438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 22, 2024 |
| Property Address | 2430 GARY CIR, CARLSBAD, CA 92010-2804 |
| Document Number | 0000072438 |
| Map Reference | MAP 5704 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 2024-0072438 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2430 GARY CIR, CARLSBAD, CA 92010-2804 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 20, 2021 |
| Property Address | 2430 GARY CIR, CARLSBAD, CA 92010-2804 |
| Document Number | 0000518040 |
| Map Reference | MAP 5704 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021-0518040 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2430 GARY CIR, CARLSBAD, CA 92010-2804 |
| Document Number | 0000518041 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-0518041 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Number | 0000520685 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021-0520685 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2430 GARY CIR, CARLSBAD, CA 92010-2804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000222667 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 2020-0222667 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 760 Months |
| Due | Sep 19, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.73% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2430 GARY CIR, CARLSBAD, CA 92010-2804 |
| Document Number | 0000222668 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 2430 GARY CIR CARLSBAD CA 920102804, CARLSBAD, CA 92010-2804 |
| Document Number | 0000222668 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 222668 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 756 Months |
| Due | Apr 30, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.73% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 12, 2018 |
| Property Address | 2430 GARY CIR, CARLSBAD, CA 92010-2804 |
| Document Number | 0000095840 |
| Map Reference | MAP 5704 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 2018-0095840 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | NEXTITLE A TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2430 GARY CIR, CARLSBAD, CA 92010-2804 |
| Document Number | 0000095841 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 2018-0095841 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.96% |
| Type Change Date | Apr 1, 2019 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 2430 Gary Cir was $11,550.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,082,432 (+2%) Land $898,418 Building $184,014 | |
| 2025 | $11,550.00 | $1,061,208 Land $880,802 Building $180,406 |
| 2023 | $11,101.00 (+1.56%) | $1,020,001 Land $846,600 Building $173,401 |
| 2022 | $10,930.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2430 Gary Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2430 Gary Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures