2405 Gary Cir, Carlsbad, CA 92010 Property Records

San Diego County property record for 2405 Gary Cir, Carlsbad, CA 92010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,640 sqft · built 1967
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Dec 2009)
Tax Bill	$6,503 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167-155-05-00`

Property Details

APN / Parcel Number

Primary APN	`167-155-05-00`
Alternative APN	`1672200400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Old Parcel Number	1672200400
Street Address	2405 GARY CIR
City	CARLSBAD
State	CA
Zip	92010-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8000
Legal Description	LOT 89 TR 005704
Legal Subdivision	EL CAMINO MESA
Legal Tract	005704
Legal Block	1
Legal Lot Number	89
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 GARY CIR, CARLSBAD, CA 92010-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2009 · Amount on Record
Deed Sale	Dec 10, 2009 · Amount on Record
Prior Sale	Jul 22, 2009 · Amount on Record
Deed Document Number	2009683703
Last Transfer Date	Mar 31, 2025
Transfer Doc	0000087332
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2405 GARY CIR, CARLSBAD, CA 92010-2804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000450794
Date	Aug 12, 2020
Instrument	2020-0450794

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,220 (+2%) Land $408,150 Building $204,070
2025	$6,503.00 (+4.08%) Homeowner's exemption	$600,217 (+4.04%) Land $400,148 Building $200,069
2023	$6,248.00 (+1.58%) Homeowner's exemption	$576,911 Land $384,610 Building $192,301
2022	$6,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20