Lowndes County property record for 243 Winchester Dr, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,823 sqft · built 1986 |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Aug 2023) |
| Tax Bill | $3,839 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47W240008300 |
| Primary APN | 47W240008300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 2,823 sqft Adjusted Area |
| 1st Floor Area | 1,865 sqft |
| 2nd Floor Area | 320 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 007033 |
|---|---|
| Street Address | 243 WINCHESTER DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39705-3244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 243 WINCHESTER DR LOT 5 BLOCK 1 10A |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 34 |
| Legal Subdivision | PENNINGTON LAKES SUBDIV |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 243 WINCHESTER DR, COLUMBUS, MS 39705-3244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Oct 5, 2021 | Deed of Trust, Mortgage · ARM BANCORPSOUTH BANK |
| Jul 17, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Aug 31, 2018 | Warranty Deed, Transfer CHARTER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on Record |
| Deed Sale | Aug 24, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2005 |
| Deed Document Number | 0020236934 |
| Deed Book / Page | 2023 / 6934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 243 WINCHESTER DR, COLUMBUS, MS 39705-3244 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202318031 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 2023/18031 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 243 WINCHESTER DR, COLUMBUS, MS 39705-3244 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00202130972 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 2021/30972 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Oct 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 243 WINCHESTER DR, COLUMBUS, MS 39705-3244 |
| Document Number | 0020207842 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 243 WINCHESTER DR COLUMBUS MS 397053244, COLUMBUS, MS 39705-3244 |
| Document Number | 0020207842 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 002020/017842 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jul 28, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 31, 2018 |
| Property Address | 243 WINCHESTER DR, COLUMBUS, MS 39705-3244 |
| Document Number | 0020186402 |
| Book / Page | 002018 / 006402 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 WINCHESTER DR COLUMBUS MS 397053244, COLUMBUS, MS 39705-3244 |
| Document Number | 20188858 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 002018/018858 |
| Name | CHARTER BK |
|---|---|
| Type | Bank |
| Address | BILOXI, MS 39532 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Aug 30, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,839.00 (+2.35%) | $34,130 (+15.5%) | $227,530 (+15.5%) Land $30,000 Building $197,530 |
| 2024 | $3,751.00 (+13.77%) | ||
| 2023 | $3,297.00 | $29,549 | $196,990 Land $30,000 Building $166,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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