San Mateo County property record for 243 Villa Ter, San Mateo, CA 94401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,110 sqft · built 1916 |
| Lot Size | 0.161 acres (7,024 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $509,000 (Jan 2003) |
| Tax Bill | $10,217 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-151-170 |
| Primary APN | 032-151-170 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Family Room | Family Room |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Lot Area | 7,024 sqft (0.161 acres) |
| Lot Dimensions | 185 ft deep x 38 ft wide |
| Garage Area | 130 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 243 VILLA TER |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94401-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM0000 |
| Legal Description | NELY 38 FT OF LOT 10 BLOCK D SAN MATEO HEIGHTS NO 2 RSM E/59 |
| Legal Subdivision | SAN MATEO HEIGHTS NO 2 |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 605901 |
243 Villa Ter is owner-occupied and held in a trust since January 2003.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 243 VILLA TER, SAN MATEO, CA 94401-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Intrafamily Transfer, Transfer |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2003 · Amount on File |
| Deed Sale | Jan 24, 2003 · Amount on File |
| Prior Sale | Mar 10, 1998 · Amount on File |
| Deed Document Number | 200317932 |
| Prior Transfer Date | Apr 1, 1996 |
| Prior Transfer Doc | 0000044566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 22, 2025 |
| Property Address | 243 VILLA TER, SAN MATEO, CA 94401-2225 |
| Document Number | 0000070452 |
| Map Reference | MB 3 PG 29 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2025-070452 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 VILLA TER, SAN MATEO, CA 94401-2225 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 243 VILLA TER, SAN MATEO, CA 94401-2225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 243 VILLA TER, SAN MATEO, CA 94401-2225 |
| Document Number | 0000067144 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021-067144 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 243 Villa Ter was $10,217, up 2% from the year before.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $751,924 (+2%) Land $375,962 Building $375,962 | ||
| 2025 | $10,217.00 (+2.01%) | $737,182 Land $368,591 Building $368,591 | |
| 2024 | $10,016.00 (+2.05%) | ||
| 2023 | $9,815.00 (+2.85%) | $708,558 Land $354,279 Building $354,279 | $975,600 |
| 2022 | $9,543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 243 Villa Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 243 Villa Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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