232 Villa Ter, San Mateo, CA 94401 Property Records

San Mateo County property record for 232 Villa Ter, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 1908
Lot Size	0.175 acres (7,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,940,000 (Mar 2021)
Tax Bill	$27,290 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-152-060`

Property Details

APN / Parcel Number

Primary APN	`032-152-060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	2,120 sqft
2nd Floor Area	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Multi-Family
Lot Area	7,627 sqft (0.175 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	470 sqft
Parking Spaces	470 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	232 VILLA TER
City	SAN MATEO
State	CA
Zip	94401-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM0000
Legal Description	LOT 10 BLOCK E SAN MATEO HEIGHTS NO 2 RSM E/59
Legal Subdivision	SAN MATEO HEIGHTS NO 2
Legal Block	E
Legal Lot Number	10
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2005
Census Tract	605901

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 VILLA TER, SAN MATEO, CA 94401-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	202148439
Prior Transfer Date	Jul 27, 1998
Prior Transfer Doc	0000157488
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 25, 2021
Property Address	232 VILLA TER, SAN MATEO, CA 94401-2226
Document Number	0000048439
Map Reference	MB 3 PG 29
Instrument Date	Mar 24, 2021
Instrument	2021-048439
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,014.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	232 VILLA TER, SAN MATEO, CA 94401-2226

Mortgage

Document Number	0000048440
Date	Mar 25, 2021
Instrument	2021-048440

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 10, 2019
Property Address	232 VILLA TER, SAN MATEO, CA 94401-2226
Document Number	0000034827
Map Reference	MB E PG 3
Instrument Date	Apr 25, 2019
Instrument	2019-034827
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	232 VILLA TER, SAN MATEO, CA 94401-2226

Mortgage

Document Number	0000034828
Date	May 10, 2019
Instrument	2019-034828

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,141,914 (+2%) Land $1,275,212 Building $866,702
2025	$27,290.00 (+5.98%)	$2,099,916 (+4.04%) Land $1,250,208 Building $849,708
2023	$25,751.00 (+1.09%)	$2,018,376 Land $1,201,662 Building $816,714	$2,114,820
2022	$25,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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