St. Johns County property record for 243 Tortuga Bay Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,368 sqft · built 2011 |
| Lot Size | 0.61 acres (26,571 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $224,911 (Dec 2011) |
| Tax Bill | $4,916 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026551-2270 |
| Primary APN | 026551-2270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,368 sqft Living Area |
| Gross Area | 3,373 sqft |
| 1st Floor Area | 2,368 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,571 sqft (0.61 acres) |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 362 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 243 TORTUGA BAY DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 63/1-13 GLEN ST JOHNS PH 1 LOT 227 OR3506/349 & 6033/1089 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 29 |
| Legal Subdivision | GLEN ST. JOHNS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 227 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20908 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 243 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3209 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 12, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Sep 30, 2020 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2011 · Amount on Record |
| Deed Sale | Dec 19, 2011 · Amount on Record |
| Deed Document Number | 201163804 |
| Deed Book / Page | 3506 / 349 |
| Last Transfer Date | Oct 7, 2024 |
| Transfer Doc | 0060331089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 243 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3209 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 243 TORTUGA BAY DR, ST AUGUSTINE, FL 32092-3209 |
| Document Number | 0056551709 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 5655/1709 |
| Instrument | 2022100039 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 243 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3209 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 243 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3209 |
| Document Number | 0054680060 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 5468/60 |
| Instrument | 2022004181 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 243 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 243 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3209 |
| Document Number | 0050560829 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5056/829 |
| Instrument | 2020084660 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,873 (+2.7%) | $460,207 (-4.78%) Land $100,000 Building $360,207 | |
| 2025 | $4,916.00 (+8.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $282,252 (+26.29%) | $483,308 (+17.76%) Land $112,000 Building $371,308 |
| 2024 | $4,511.00 (+20.04%) | ||
| 2023 | $3,758.00 (+7.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $223,492 (+3%) | $410,426 (+3.71%) Land $105,000 Building $305,426 |
| 2022 | $3,511.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $216,983 | $395,756 Land $89,600 Building $306,156 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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