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192 Tortuga Bay Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 192 Tortuga Bay Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,916 sqft · built 2012
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$630,000 (Mar 2024)
Tax Bill$8,401 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN026551-2650

Property Details

APN / Parcel Number

Primary APN026551-2650

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures23 Plumbing Fixtures
Stories2 Stories
Building Area2,916 sqft Living Area
Gross Area3,356 sqft
1st Floor Area1,464 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address192 TORTUGA BAY DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description63/1-13 GLEN ST JOHNS PH 1 LOT 265 OR5908/484
Legal Range28E
Legal Township05S
Legal Section29
Legal SubdivisionGLEN ST. JOHNS PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number265
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2011
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address192 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3218
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC
Jul 13, 2018Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2024 · Amount on Record
Deed SaleMar 1, 2024 · Amount on Record
Prior SaleJul 13, 2018 · Amount on Record
Deed Document Number202415524
Deed Book / Page5908 / 484
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 1, 2024
Property Address192 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3218
Document Number0059080484
Book / Page5908 / 484
Map ReferenceMB 63 PG 1-13
Instrument DateFeb 23, 2024
Instrument2024015524
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyNOT AVAILABLE, ST JOHNS BLUE OCEAN TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,410.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address170 ROSE CREEK DR, COVINGTON, GA 30014-7478

Transferred To (Grantee/Buyer)

NameVerified Name
Address192 TORTUGA BAY DR, ST AUGUSTINE, FL 32092-3218

Mortgage

Document Number0005908486
DateMar 1, 2024
Instrument5908/486
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address192 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3218
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049400492
DateMay 11, 2020
Book Page4940/492
Instrument2020036126
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term1 Months
DueJun 1, 2020

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 13, 2018
Property Address192 TORTUGA BAY DR, SAINT AUGUSTINE, FL 32092-3218
Document Number0045791984
Book / Page004579 / 001984
Instrument DateJul 13, 2018
Instrument50139
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,254.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address192 TORTUGA BAY DR ST AUGUSTINE FL 320923218, ST AUGUSTINE, FL 32092-3218

Mortgage

Document Number45800001
DateJul 13, 2018
Book Page004580/000001
Instrument50140
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$487,081 (-8.26%) Land $100,000 Building $387,081$487,081 (-8.26%) Land $100,000 Building $387,081
2025$8,401.00 (+52.66%) Homeowner's exemption$530,963 (+59.24%)$530,963 (+10.62%) Land $112,000 Building $418,963
2024$5,503.00 (+4.22%)
2023$5,280.00 (+18.47%) Homeowner's exemption$333,436 (+18.7%)$479,994 (+13.41%) Land $105,000 Building $374,994
2022$4,457.00 Homeowner's exemption$280,909$423,243 Land $89,600 Building $333,643

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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