Worcester County and Oxford Town property record for 243 Sutton Ave, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,407 sqft · built 1952 |
| Lot Size | 0.775 acres (33,750 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,252 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:42 B:A12 |
| Primary APN | OXFO M:42 B:A12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,407 sqft Living Area |
| Gross Area | 2,457 sqft |
| 1st Floor Area | 1,407 sqft |
| Basement Area | 598 sqft |
| Unfinished Basement | 368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,750 sqft (0.775 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 42A12 |
|---|---|
| Street Address | 243 SUTTON AVE |
| City | OXFORD |
| State | MA |
| Zip | 01540-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | A12 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 5 |
| Census Block | 5022 |
| Census Tract | 753100 |
Source: Worcester County and Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 SUTTON AVE, OXFORD, MA 01540-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Aug 24, 2018 | Quit Claim Deed, Transfer DIGITAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 |
| Deed Sale | Aug 24, 2018 |
| Prior Sale | Apr 19, 2007 · Amount on Record |
| Deed Document Number | 201889066 |
| Deed Book / Page | 59304 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Jul 6, 2026 |
| Property Address | 243 SUTTON AVE, OXFORD, MA 01540-1814 |
| Document Number | 0000055937 |
| Book / Page | 73828 / 110 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202655937 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 243 SUTTON AVE, OXFORD, MA 01540-1814 |
| Document Number | 0000055937, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 73828/110 |
| Instrument | 202655937 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 243 SUTTON AVE, OXFORD, MA 01540-1814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067013-103 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 67013/103 |
| Instrument | 10313 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Aug 24, 2018 |
| Property Address | 243 SUTTON AVE, OXFORD, MA 01540-1814 |
| Document Number | 59304-108 |
| Book / Page | 59304 / 108 |
| Instrument | 89066 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $33.45 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 SUTTON AVE, OXFORD, MA 01540-1814 |
| Document Number | 59304-111 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 59304/111 |
| Instrument | 89067 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,252.00 (+8,758.33%) | $347,700 (-9.03%) Land $88,300 Building $259,400 | $391,301 (+4.17%) |
| 2025 | $48.00 (-98.96%) | $382,200 (+11.56%) Land $101,600 Building $280,600 | $375,630 |
| 2024 | $4,618.00 (+2.21%) | $342,600 (+3.44%) Land $96,900 Building $245,700 | |
| 2023 | $4,518.00 | $331,200 Land $92,700 Building $238,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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