243 Sprague St, Fall River, MA 02724 Property Records

Bristol County and Fall River City property record for 243 Sprague St, Fall River, MA 02724

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,674 sqft · built 1925
Lot Size	0.129 acres (5,602 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (Jul 2021)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	Sep 2023 Refinance Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0H-02 B:0000 L:0018`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0H-02 B:0000 L:0018`
Alternative APN	`M:0H=02 B:0000 L:0018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	3,796 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,602 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	243 SPRAGUE ST
City	FALL RIVER
State	MA
Zip	02724-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Lot Number	18
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	5
Census Block	5006
Census Tract	640500

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 SPRAGUE ST, FALL RIVER, MA 02724-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SHARON AND CRESCENT UNITED CREDIT UNION
Jul 21, 2021	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	202116682
Deed Book / Page	10654 / 213
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	243 SPRAGUE ST, FALL RIVER, MA 02724-2717
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011375-113
Date	Sep 22, 2023
Book Page	11375/113
Instrument	12994

Lender

Name	SHARON AND CRESCENT UNITED CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jul 21, 2021
Property Address	243 SPRAGUE ST, FALL RIVER, MA 02724-2717
Document Number	010654-213
Book / Page	10654 / 213
Instrument Date	Jul 21, 2021
Instrument	16682
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SPRAGUE ST, FALL RIVER, MA 02724-2717

Mortgage

Document Number	0000016683
Date	Jul 21, 2021
Instrument	16683

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,520.00 (+7.15%)	$307,400 (+7.52%) Land $107,900 Building $199,500	$407,740 (+0.28%)
2024	$3,285.00 (+6.97%)	$285,900 (+14.22%) Land $103,900 Building $182,000	$406,600
2023	$3,071.00	$250,300 Land $85,900 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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