242 Sprague St, Fall River, MA 02724 Property Records

Bristol County and Fall River City property record for 242 Sprague St, Fall River, MA 02724

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1930
Lot Size	0.114 acres (4,948 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (May 2018)
Tax Bill	$4,224 (2025)
Deeds & Mortgages	Nov 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0H-01 B:0000 L:0007`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0H-01 B:0000 L:0007`
Alternative APN	`M:0H=01 B:0000 L:0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,354 sqft
Basement Area	772 sqft
Unfinished Basement	232 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,948 sqft (0.114 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	242 SPRAGUE ST
City	FALL RIVER
State	MA
Zip	02724-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Lot Number	7
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	5
Census Block	5003
Census Tract	640500

Owner

242 Sprague St is owned and occupied by two individuals who bought it in May 2018.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	242 SPRAGUE ST, FALL RIVER, MA 02724-2718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 1, 2018	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on File
Deed Sale	May 1, 2018 · Amount on File
Prior Sale	Nov 14, 1978 · Amount on File
Deed Book / Page	9498 / 229
Transfer Doc	009498-229
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	242 SPRAGUE ST, FALL RIVER, MA 02724-2718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9942-112
Date	Nov 20, 2019
Book Page	9942/112
Instrument	20391

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 1, 2018
Property Address	242 SPRAGUE ST, FALL RIVER, MA 02724-2718
Document Number	9498-229
Book / Page	009498 / 000229
Instrument Date	May 1, 2018
Instrument	6812
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.56
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 SPRAGUE ST FALL RIVER MA 027242718, FALL RIVER, MA 02724-2718

Mortgage

Document Number	9498-231
Date	May 1, 2018
Book Page	009498/000231
Instrument	6813

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 242 Sprague St was $4,224, up 5.7% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,224.00 (+5.68%)	$368,900 (+6.04%) Land $107,300 Building $261,600	$432,915 (+1.49%)
2024	$3,997.00 (+2.54%)	$347,900 (+9.51%) Land $103,300 Building $244,600	$426,550
2023	$3,898.00	$317,700 Land $85,400 Building $232,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Sprague St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 242 Sprague St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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