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243 Pinecrest Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 243 Pinecrest Dr, Palm Harbor, FL 34683 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage2,462 sqft Living Area
Lot Size9,775 sqft (0.224 acres)
GarageAttached, 2,462 sqft
OccupancyOwner Occupied
Last Sale$210,000 (2019)
Tax Bill$9,259.00 (2024)

Property Details

APN / Parcel Number

Primary APNC62-000-741-5092-1
Alternative APNs
  • 10-28-15-65070-012-0060
  • 281510650700120060
  • 152810650700120060
  • R109833

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,462 sqft Living Area
Gross Area6,174 sqft Gross Area
1st Floor2,462 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureComposition Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,775 sqft (0.224 acres)
Depth X Width115 ft x 85 ft Depth x Width
Parking Spaces8 Parking Spaces
Garage TypeAttached Garage
Garage Area2,462 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area425 sqft Patio
PorchOpen Porch
Porch Area1,250 sqft Porch
Boat AccessBoat Access
Loading Platform/Dock66 sqft Loading Platform/Dock

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR109833
Street Address243 PINECREST DR
CityPALM HARBOR
StateFL
Zip34683-5434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOZONA SHORES 3RD ADD BLK L, LOT 6
Legal Range15E
Legal Township28S
Legal Section10
Legal SubdivisionOZONA SHORES 3RD ADD
Legal Tract65070
Legal BlockL
Legal Lot Number6
JurisdictionPINELLAS FL
Minor Civil DivisionTARPON SPRINGS
Census Blockgroup2
Census Block2008
Census Tract27202

Owner

Source: Pinellas County records · APN C62-000-741-5092-1

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address243 PINECREST DR, PALM HARBOR, FL 34683-5434
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
Mar 25, 2021Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Jan 13, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CENTENNIAL BK
Feb 05, 2019Warranty Deed, Construction Loan · Building or Construction Mortgage
CENTENNIAL BANK
Feb 12, 2018Warranty Deed, Transfer · Commercial Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2019 · Amount on Record
Deed SaleFeb 05, 2019 · Amount on Record
Prior SaleFeb 12, 2018 · Amount on Record
Deed Doc Number201938263
Deed Book / Page20419 / 2214
Prior Transfer DateMar 14, 2006
Prior Transfer Doc0150371405
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address243 PINECREST DR, PALM HARBOR, FL 34683-5434
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanySOMERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 PINECREST DR, PALM HARBOR, FL 34683-5434

Mortgage

Document Number0211592277
DateSep 10, 2020
Book Page21159/2277
Instrument2020270780
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address243 PINECREST DR, PALM HARBOR, FL 34683-5434
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 PINECREST DR, PALM HARBOR, FL 34683-5434

Mortgage

Document Number0214520735
DateMar 25, 2021
Book Page21452/735
Instrument2021096531
Lender
NameACHIEVA CU
TypeCredit Union
Address34687
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 27, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address243 PINECREST DR, PALM HARBOR, FL 34683-5434
Document Number0208542337
Instrument DateJan 13, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyPASCO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address243 PINECREST DR PALM HARBOR FL 34683, PALM HARBOR, FL 34683

Mortgage

Document Number0208542337
DateJan 23, 2020
Book Page020854/002337
Instrument24141
Lender
NameCENTENNIAL BK
TypeBank
AddressCONWAY, AR 72032
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 22, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

February 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 05, 2019
Property Address243 PINECREST DR, PALM HARBOR, FL 34683-5434
Document Number0204192214
Book / Page20419 / 2214
Map ReferenceMB 43 PG 66&67
Instrument DateFeb 01, 2019
Instrument2019038263
Transaction TypeConstruction Loan
Record UpdatedAug 01, 2022
Title CompanyPASCO TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address238 GARDEN CIR S, 238, DUNEDIN, FL 34698-7544

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 OLD OAK CIR, PALM HARBOR, FL 34683-5872

Mortgage

Document Number2019038264
DateFeb 05, 2019
Instrument2019038264
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueMar 01, 2050
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateMar 01, 2025
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7%
Index1-Year CMT
Max Rate11%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 12, 2018
Property Address243 PINECREST DR, PALM HARBOR, FL 34683-5434
Document Number0199391042
Book / Page19939 / 1042
Map ReferenceMB43 PG66&67
Instrument DateFeb 09, 2018
Instrument2018044616
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 GARDEN CR, DUNEDIN, FL 34698-7544

Mortgage

Document Number2018044617
DateFeb 12, 2018
Instrument2018044617
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueFeb 09, 2021

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,772.00 (+5.54%) Homeowner's exemption$566,053 (+22.5%)$1,307,229 (+41.31%) Land $551,252 Building $755,977
2024$9,259.00 (+18.17%)
2023$7,835.00 (+2.66%) Homeowner's exemption$462,092 (+3%)$925,103 (+2.05%) Land $463,713 Building $461,390
2022$7,632.00 Homeowner's exemption$448,633$906,540 Land $543,948 Building $362,592

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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