Pinellas County property record for 223 Pinecrest Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1957 |
| Lot Size | 0.203 acres (8,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Jun 2020) |
| Tax Bill | $7,318 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Feb 2020 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-741-5088-9 |
| Primary APN | C62-000-741-5088-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 2,423 sqft |
| 1st Floor Area | 1,574 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,860 sqft (0.203 acres) |
| Lot Dimensions | 99 ft deep x 20 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 128 sqft |
| Patio Area | 468 sqft |
| Loading Dock | 216 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R109829 |
|---|---|
| Street Address | 223 PINECREST DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-5434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OZONA SHORES 3RD ADD BLK L, LOT 2 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 10 |
| Legal Subdivision | OZONA SHORES 3RD ADD |
| Legal Tract | 65070 |
| Legal Block | L |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 27202 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 223 PINECREST DR, PALM HARBOR, FL 34683-5434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Feb 10, 2020 | Deed of Trust, Construction Loan · Construction Mortgage ERNEST W IV MONROSE |
| Jul 5, 2017 | Warranty Deed, Transfer · Conventional with PMI MLB RESID'L LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2020 · Amount on Record |
| Deed Sale | Jun 10, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2017 · Amount on Record |
| Deed Document Number | 2020175200 |
| Deed Book / Page | 21033 / 1808 |
| Prior Transfer Date | Dec 28, 1993 |
| Prior Transfer Doc | 8526000835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 10, 2020 |
| Property Address | 223 PINECREST DR, PALM HARBOR, FL 34683-5434 |
| Document Number | 0210331808 |
| Book / Page | 21033 / 1808 |
| Map Reference | MB 43 PG 66&67 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 2020175200 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | BAXTER TITLE SOUTH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 EASTERN # PROMENADE3C, 45, PORTLAND, ME 04101-4805 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5305 CASS ST, SAN DIEGO, CA 92109-1207 |
| Document Number | 0210331810 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 21033/1810 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 10, 2020 |
| Property Address | 223 PINECREST DR, PALM HARBOR, FL 34683-5434 |
| Document Number | 0208771351 |
| Book / Page | 020877 / 001351 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 44667 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1085 SABLE CT NE ST PETERSBURG FL 337022783, ST PETERSBURG, FL 33702-2783 |
| Document Number | 208771351 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 020877/001351 |
| Instrument | 44667 |
| Name | ERNEST W IV MONROSE |
|---|---|
| Address | 1085 SABLE CT NE, ST PETERSBURG, FL 33702-2783 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 9, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 5, 2017 |
| Property Address | 223 PINECREST DR, PALM HARBOR, FL 34683-5434 |
| Document Number | 0196900497 |
| Book / Page | 019690 / 000497 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 206555 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2017 |
| Title Company | SURETY TITLE SERVICES/FL INC, SURETY TITLE SVCS/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 PINECREST DR PALM HARBOR FL 346835434, PALM HARBOR, FL 34683-5434 |
| Document Number | 196900499 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 019690/000499 |
| Instrument | 206556 |
| Name | MLB RESID'L LNDG |
|---|---|
| Address | SPRINGFIELD, NJ 07081 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,318.00 (-14.23%) Homeowner's exemption | $439,726 (-12.59%) | $730,266 (+3.58%) Land $514,750 Building $215,516 |
| 2024 | $8,532.00 (+1.41%) | ||
| 2023 | $8,413.00 (+9.99%) Homeowner's exemption | $503,036 (+9.82%) | $705,045 (%) Land $436,720 Building $268,325 |
| 2022 | $7,649.00 Homeowner's exemption | $458,049 | $705,046 Land $518,735 Building $186,311 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 285 units insured incl. 20 condo units |
| Nearby Flood Claims | 375 (1982–2026) |
| Claims Outside the SFHA | 4 of 375 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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