243 Pinecone Strand, Acton, MA 01718 Property Records

Middlesex County and Acton Town property record for 243 Pinecone Strand, Acton, MA 01718

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,176 sqft · built 1972
Lot Size	12.7 acres (554,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$443,000 (Jun 2025)
Tax Bill	$6,212 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00B4 B:0122 L:0155`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00B4 B:0122 L:0155`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	1,764 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	554,447 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	243 PINECONE STRAND
City	ACTON
State	MA
Zip	01718-1010
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Legal Subdivision	NAGOG WOODS III
Legal Block	122
Legal Lot Number	155
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1002
Census Tract	363106

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 PINECONE STRAND, ACTON, MA 01718-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MASSACHUSETTS HOUSING FINANCE AGENCY
Jun 4, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MASSACHUSETTS HOUSING FINANCE AGENC
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SCIENT FEDERAL CREDIT UNION
Apr 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SCIENT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Book / Page	84183 / 376
Last Transfer Date	Jun 25, 2025
Transfer Doc	084382-545
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	243 PINECONE STRAND, ACTON, MA 01718-1010
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084183-400
Date	Jun 4, 2025
Book Page	84183/400
Instrument	62552

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2040

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jun 4, 2025
Property Address	243 PINECONE STRAND, ACTON, MA 01718-1010
Document Number	084183-376
Book / Page	84183 / 376
Instrument Date	Jun 4, 2025
Instrument	62550
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 PINECONE STRAND # 155, 155, ACTON, MA 01718-1010

Mortgage

Document Number	0000062551
Date	Jun 4, 2025
Instrument	62551

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENC
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	084183-400
Date	Jun 4, 2025
Book Page	84183/400
Instrument	62552

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	243 PINECONE STRAND, ACTON, MA 01718-1010
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076064-139
Date	Nov 2, 2020
Book Page	76064/139
Instrument	203453

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Apr 30, 2019
Property Address	243 PINECONE STRAND, ACTON, MA 01718-1010
Document Number	72531-475
Book / Page	72531 / 475
Instrument Date	Apr 5, 2019
Instrument	54752
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 CONE STRAND, ACTON, MA

Mortgage

Document Number	54753
Date	Apr 30, 2019
Instrument	54753

Lender

Name	SCIENT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2029

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,212.00 (+9.99%)	$362,200 (+6.91%) Building $362,200	$418,190 (+6.77%)
2024	$5,648.00 (+10.33%)	$338,800 (+16.23%) Building $338,800	$391,685
2023	$5,119.00	$291,500 Building $291,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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