391 Pinecone Strand, Acton, MA 01718 Property Records

Middlesex County and Acton Town property record for 391 Pinecone Strand, Acton, MA 01718

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,540 sqft · built 1972
Lot Size	10.9 acres (476,874 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jul 2022)
Tax Bill	$6,704 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00B4 B:0139 L:0391`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00B4 B:0139 L:0391`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	476,874 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	391 PINECONE STRAND
City	ACTON
State	MA
Zip	01718-1018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Legal Subdivision	NAGOG WOODS
Legal Block	139
Legal Lot Number	391
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1008
Census Tract	363106

Owner

Source: Middlesex County and Acton Town records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 PINECONE STRAND, ACTON, MA 01718-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
May 22, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	May 8, 2015 · Amount on Record
Deed Book / Page	80404 / 247
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 8, 2022
Property Address	391 PINECONE STRAND, ACTON, MA 01718-1018
Document Number	080404-247
Book / Page	80404 / 247
Instrument Date	Jul 8, 2022
Instrument	104245
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 PINECONE STRAND, ACTON, MA 01718-1018

Mortgage

Document Number	0000104246
Date	Jul 8, 2022
Instrument	104246

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Aug 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	391 PINECONE STRAND, ACTON, MA 01718-1018
Document Number	70984-384
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 PINECONE STRAND #391 ACTON MA 017181018, 391, ACTON, MA 01718-1018

Mortgage

Document Number	70984-384
Date	May 9, 2018
Book Page	070984/000384
Instrument	64778

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	391 PINECONE STRAND, ACTON, MA 01718-1018
Document Number	69493-101
Book / Page	069493 / 000101
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69493-101
Date	Jun 26, 2017
Book Page	069493/000101
Instrument	96858

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	391 PINECONE STRAND, ACTON, MA 01718-1018
Document Number	68838-295
Book / Page	068838 / 000295
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68838-295
Date	Jan 31, 2017
Book Page	068838/000295
Instrument	17293

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2032

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,704.00 (+9.97%)	$390,900 (+6.89%) Building $390,900	$457,140 (+3.64%)
2024	$6,096.00 (+10.31%)	$365,700 (+16.21%) Building $365,700	$441,085
2023	$5,526.00	$314,700 Building $314,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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