San Luis Obispo County property record for 243 Montecito Ave, Pismo Beach, CA 93449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,136 sqft · built 1951 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $162,500 (Nov 2012) |
| Tax Bill | $7,576 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-242-068 |
| Primary APN | 010-242-068 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Wood |
| Lot Area | 4,750 sqft (0.109 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 243 MONTECITO AVE |
|---|---|
| City | PISMO BEACH |
| State | CA |
| Zip | 93449-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSM |
| Legal Description | CY PB PISMO TER BL 5 LT 16 |
| Legal Subdivision | PISMO TERRACE |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11704 |
243 Montecito Ave is owned by a company that acquired it in March 2018 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 243 MONTECITO AVE, PISMO BEACH, CA 93449-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Mar 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2012 · Amount on File |
| Deed Sale | Nov 21, 2012 · Amount on File |
| Prior Sale | Mar 22, 2002 · Amount on File |
| Deed Document Number | 201267402 |
| Last Transfer Date | Mar 15, 2018 |
| Transfer Doc | 0000010361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 243 MONTECITO AVE, PISMO BEACH, CA 93449-1922 |
| Document Number | 0000041058 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 243 MONTECITO AVE PISMO BEACH CA 934491922, PISMO BEACH, CA 93449-1922 |
| Document Number | 0000041058 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 41058 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 6, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 16, 2018 |
| Property Address | 243 MONTECITO AVE, PISMO BEACH, CA 93449-1922 |
| Document Number | 0000010361 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 10361 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 243 MONTECITO AVE PISMO BEACH CA 934491922, PISMO BEACH, CA 93449-1922 |
The 2025 property tax bill for 243 Montecito Ave was $7,576 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Pismo Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $708,017 (+2%) Land $489,716 Building $218,301 | |
| 2025 | $7,576.00 Homeowner's exemption | $694,135 Land $480,114 Building $214,021 |
| 2023 | $7,246.00 (+1.6%) Homeowner's exemption | $667,182 Land $461,471 Building $205,711 |
| 2022 | $7,132.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 243 Montecito Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Montecito Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Peak WiFi, Surfnet Communications, Verizon.
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