243 Montecito Ave, Pismo Beach, CA 93449 Property Records

San Luis Obispo County property record for 243 Montecito Ave, Pismo Beach, CA 93449

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,136 sqft · built 1951
Lot Size0.109 acres (4,750 sqft)
OwnerCompany Name on File
Last Sale$162,500 (Nov 2012)
Tax Bill$7,576 (2025)
Deeds & MortgagesJul 2020 Mortgage
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN010-242-068

Property Details

APN / Parcel Number

Primary APN010-242-068

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,136 sqft Living Area
1st Floor Area1,136 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeWood
Lot Area4,750 sqft (0.109 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address243 MONTECITO AVE
CityPISMO BEACH
StateCA
Zip93449-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSM
Legal DescriptionCY PB PISMO TER BL 5 LT 16
Legal SubdivisionPISMO TERRACE
Legal Block5
Legal Lot Number16
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1017
Census Tract11704

Owner

243 Montecito Ave is owned by a company that acquired it in March 2018 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address243 MONTECITO AVE, PISMO BEACH, CA 93449-1922
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Mar 16, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2012 · Amount on File
Deed SaleNov 21, 2012 · Amount on File
Prior SaleMar 22, 2002 · Amount on File
Deed Document Number201267402
Last Transfer DateMar 15, 2018
Transfer Doc0000010361
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address243 MONTECITO AVE, PISMO BEACH, CA 93449-1922
Document Number0000041058
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address243 MONTECITO AVE PISMO BEACH CA 934491922, PISMO BEACH, CA 93449-1922

Mortgage

Document Number0000041058
DateAug 7, 2020
Instrument41058
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 6, 2035

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 16, 2018
Property Address243 MONTECITO AVE, PISMO BEACH, CA 93449-1922
Document Number0000010361
Instrument DateMar 15, 2018
Instrument10361
Transaction TypeTransfer
Record UpdatedMar 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address243 MONTECITO AVE PISMO BEACH CA 934491922, PISMO BEACH, CA 93449-1922

Tax Assessment & Valuation

The 2025 property tax bill for 243 Montecito Ave was $7,576 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityPismo Beach City
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$708,017 (+2%) Land $489,716 Building $218,301
2025$7,576.00 Homeowner's exemption$694,135 Land $480,114 Building $214,021
2023$7,246.00 (+1.6%) Homeowner's exemption$667,182 Land $461,471 Building $205,711
2022$7,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 243 Montecito Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Montecito Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPISMO BEACH WATER DEPARTMENT
serves 7,944 people · EPA ID CA4010008
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications, Verizon.

Nearby Properties on Montecito Ave

Nearby Streets

Search Property Records by Address or Parcel Number