San Luis Obispo County property record for 226 Montecito Ave, Pismo Beach, CA 93449
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 4 ba · 1,696 sqft · built 1949 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $900,000 (Sep 2025) |
| Tax Bill | $4,718 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-241-042 |
| Primary APN | 010-241-042 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Lot Area | 4,750 sqft (0.109 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Street Address | 226 MONTECITO AVE |
|---|---|
| City | PISMO BEACH |
| State | CA |
| Zip | 93449-1923 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | CY PB PISMO TER BL 4 LT 39 |
| Legal Subdivision | PISMO TERRANCE |
| Legal Block | 4 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11704 |
226 Montecito Ave, a residential property, is owner-occupied and held in a trust since September 2025.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 226 MONTECITO AVE, PISMO BEACH, CA 93449-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Jun 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SLO CAPITAL INC |
| Sep 12, 2025 | Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on File |
| Deed Sale | Sep 12, 2025 · Amount on File |
| Prior Sale | May 2, 1997 · Amount on File |
| Deed Document Number | 202526886 |
| Prior Transfer Date | Oct 29, 2024 |
| Prior Transfer Doc | 0000038034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 226 MONTECITO AVE, PISMO BEACH, CA 93449-1923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 1937 OCEANAIRE DR, SAN LUIS OBISPO, CA 93405-6828 |
| Document Number | 0000010421 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2022010421 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 226 MONTECITO AVE, PISMO BEACH, CA 93449-1923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1320 RONDO DR, ASHLAND, OR 97520 |
| Document Number | 0000017692 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 2025017692 |
| Name | SLO CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Jan 1, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.3% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.3% |
| Max Rate At Change | 12.3% |
| Index | SOFR Average 30-Day |
| Margin | 6 |
| Max Rate | 15.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 12, 2025 |
| Property Address | 226 MONTECITO AVE, PISMO BEACH, CA 93449-1923 |
| Document Number | 0000026886 |
| Map Reference | MB 3 PG 65 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025026886 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 226 MONTECITO AVE, PISMO BEACH, CA 93449-1923 |
| Document Number | 0000026887 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025026887 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 226 Montecito Ave was $4,718.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Pismo Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $900,000 (+135.17%) Land $750,000 Building $150,000 | |
| 2025 | $4,718.00 Homeowner's exemption | $382,705 Land $162,852 Building $219,853 |
| 2023 | $4,503.00 (+1.79%) Homeowner's exemption | $367,846 Land $156,529 Building $211,317 |
| 2022 | $4,424.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 226 Montecito Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 226 Montecito Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Peak WiFi, Surfnet Communications, Verizon.
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