243 Monroe Ave, Findlay, OH 45840 Property Records

Hancock County property record for 243 Monroe Ave, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 934 sqft · built 1900
Lot Size	0.177 acres (7,697 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Apr 2026)
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`580000238550`

Property Details

APN / Parcel Number

Primary APN	`580000238550`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	934 sqft Living Area
1st Floor Area	934 sqft
Basement Area	1,184 sqft
Unfinished Basement	592 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,697 sqft (0.177 acres)
Lot Dimensions	135 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Patio Area	98 sqft
Canopy	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	243 MONROE AVE
City	FINDLAY
State	OH
Zip	45840-3735
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HOWARD ADD THE LOT 6208
Legal Subdivision	HOWARD ADD
Legal Lot Number	6208
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	7
Census Block	7009
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 MONROE AVE, FINDLAY, OH 45840-3735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF PANDORA
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 12, 2024	Warranty Deed, Transfer GOLDEN KEY TITLE AGENCY
Apr 4, 2023	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	20262709
Deed Book / Page	2628 / 2334
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	243 MONROE AVE, FINDLAY, OH 45840-3735
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	GOLDEN KEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02611/5747
Date	Jul 16, 2024
Book Page	2611/5747
Instrument	202400004537

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	102 E MAIN ST, PANDORA, OH 45877

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 27, 2044

Interest

Rate Type	Adjustable Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 20, 2026
Property Address	243 MONROE AVE, FINDLAY, OH 45840-3735
Document Number	0000002709
Book / Page	2628 / 2334
Instrument Date	Apr 13, 2026
Instrument	2026.2709
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	WHITMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MONROE AVE, FINDLAY, OH 45840-3735

Mortgage

Document Number	0000002710,
Date	Apr 20, 2026
Instrument	2026..2710

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 20, 2026
Property Address	243 MONROE AVE, FINDLAY, OH 45840-3735
Document Number	02628/2334
Book / Page	2628 / 2334
Instrument Date	Apr 13, 2026
Instrument	20262709
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WHITMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MONROE AVE, FINDLAY, OH 45840-3735

Mortgage

Document Number	0000002710,
Date	Apr 20, 2026
Instrument	20262710

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 12, 2024
Property Address	243 MONROE AVE, FINDLAY, OH 45840-3735
Document Number	02609/5716
Book / Page	2609 / 5716
Instrument Date	Apr 11, 2024
Instrument	202400002329
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2940 TOWNSHIP ROAD 42, MOUNT CORY, OH 45868-9779

April 2023: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	HANCOCK OH
Recording Date	Apr 4, 2023
Property Address	243 MONROE AVE, FINDLAY, OH 45840-3735
Document Number	02601/5889
Book / Page	2601 / 5889
Instrument Date	Mar 6, 2023
Instrument	202300002041
Transaction Type	Transfer
Record Updated	Apr 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MONROE AVE, FINDLAY, OH 45840-3735

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00 (+12.58%)	$31,870 (+30.51%) Land $6,510 Building $25,360	$91,050 (+30.48%) Land $18,600 Building $72,450
2024	$890.00 (+1.95%)	$24,420 (-) Land $5,010 Building $19,410
2023	$873.00 (-1.69%) Homeowner's exemption	$24,420 (-) Land $5,010 Building $19,410
2022	$888.00	$24,420 Land $5,010 Building $19,410	$69,780 Land $14,310 Building $55,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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