243 Michael Sears Rd, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 243 Michael Sears Rd, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,043 sqft · built 1978
Lot Size	3.69 acres (160,736 sqft)
Owner	Individual Name on Record
Last Sale	$339,900 (Sep 2020)
Tax Bill	$5,942 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2020 Sale & Mortgage + 1 more
APN	`BELC M:269 L:101`

Property Details

APN / Parcel Number

Primary APN	`BELC M:269 L:101`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,043 sqft Living Area
Gross Area	3,198 sqft
Basement Area	334 sqft
Unfinished Basement	334 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	160,736 sqft (3.69 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	243 MICHAEL SEARS RD
City	BELCHERTOWN
State	MA
Zip	01007-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A4
Legal Lot Number	101
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1004
Census Tract	820205

Owner

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC
Sep 25, 2020	Quit Claim Deed, Transfer · Conventional Mortgage CROSS CNTRY MTG
May 30, 2018	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Book / Page	13789 / 233
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	243 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9318
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014866-261
Date	May 24, 2023
Book Page	14866/261
Instrument	7417

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2028

Interest

Rate Type	Adjustable Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Sep 25, 2020
Property Address	243 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9318
Document Number	13789-233
Book / Page	013789 / 000233
Instrument Date	Sep 17, 2020
Instrument	644
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BAY RD BELCHERTOWN MA 01007, BELCHERTOWN, MA 01007

Mortgage

Document Number	13789-237
Date	Sep 25, 2020
Book Page	013789/000237
Instrument	645

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	May 30, 2018
Property Address	243 MICHAEL SEARS RD, BELCHERTOWN, MA 01007-9318
Document Number	12967-272
Book / Page	012967 / 000272
Instrument Date	May 25, 2018
Instrument	9887
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 OLD THOMPSON ST PALMER MA 010692193, PALMER, MA 01069-2193

Mortgage

Document Number	12967-275
Date	May 30, 2018
Book Page	012967/000275
Instrument	9888

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,942.00 (+1.78%)	$409,500 (+7.45%) Land $87,300 Building $322,200	$495,995 (+1.83%)
2024	$5,838.00 (-1.13%)	$381,100 (+5.33%) Land $79,500 Building $301,600	$487,065
2023	$5,905.00	$361,800 Land $75,300 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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