243 Main St, Apt D5, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 243 Main St, Apt D5, Reading, MA 01867

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 773 sqft · built 1969
Lot Size	2.46 acres (107,306 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2017)
Tax Bill	$3,713 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27A000004050`

Property Details

APN / Parcel Number

Primary APN	`27A000004050`
Alternative APNs	`READ M:012.0-0739-0079.0` `M:012.0=0739=0079.0` `27A000004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	12 Units
Stories	2 Stories
Building Area	773 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	107,306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	27A000004050
Street Address	243 MAIN ST, D5
City	READING
State	MA
Zip	01867-3609
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A40
Legal Subdivision	BELMONT ARMS
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3004
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 MAIN ST, D5, READING, MA 01867-3609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 21, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LEND USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Book / Page	69646 / 358
Transfer Doc	069646-358
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	243 MAIN ST APT D5, D5, READING, MA 01867-3609
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081457-248
Date	Apr 25, 2023
Book Page	81457/248
Instrument	40993

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	243 MAIN ST APT D5, D5, READING, MA 01867-3609
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079312-253
Date	Dec 9, 2021
Book Page	79312/253
Instrument	265787

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2038

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 21, 2017
Property Address	243 MAIN ST APT D5, D5, READING, MA 01867-3609
Document Number	69646-358
Book / Page	069646 / 000358
Instrument Date	Jul 18, 2017
Instrument	115010
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MAIN ST #D5 READING MA 018673609, D5, READING, MA 01867-3609

Mortgage

Document Number	69646-360
Date	Jul 21, 2017
Book Page	069646/000360
Instrument	115011

Lender

Name	LEND USA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,713.00 (+1.14%)	$338,800 (+5.12%) Building $338,800	$349,354 (-2.33%)
2025	$3,671.00 (+1.89%)	$322,300 (+4.85%) Building $322,300	$357,675 (+6.96%)
2024	$3,603.00 (-1.34%)	$307,400 (+5.96%) Building $307,400	$334,400
2023	$3,652.00	$290,100 Building $290,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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