243 Main St, Apt D1, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 243 Main St, Apt D1, Reading, MA 01867

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 761 sqft · built 1969
Lot Size	2.46 acres (107,306 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,685 (2026)
Deeds & Mortgages	Sep 2022 Transfer May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27A000004010`

Property Details

APN / Parcel Number

Primary APN	`27A000004010`
Alternative APNs	`READ M:012.0-0735-0079.0` `M:012.0=0735=0079.0` `27A000004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	12 Units
Stories	2 Stories
Building Area	761 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	107,306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	27A000004010
Street Address	243 MAIN ST, D1
City	READING
State	MA
Zip	01867-3609
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A40
Legal Subdivision	BELMONT ARMS
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3004
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 MAIN ST, D1, READING, MA 01867-3609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Quit Claim Deed, Transfer Quitclaim
May 24, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017
Deed Sale	Oct 2, 2017
Prior Sale	May 26, 2000 · Amount on Record
Last Transfer Date	Mar 8, 2022
Transfer Doc	080694-143
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Sep 9, 2022
Property Address	243 MAIN ST APT D1, D1, READING, MA 01867-3609
Document Number	080694-143
Book / Page	80694 / 143
Instrument Date	Mar 8, 2022
Instrument	138326
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	243 MAIN ST APT D1, D1, READING, MA 01867-3609

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	243 MAIN ST APT D1, D1, READING, MA 01867-3609
Document Number	72685-335
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MAIN ST READING MA 018673651, READING, MA 01867-3651

Mortgage

Document Number	72685-335
Date	May 31, 2019
Book Page	072685/000335
Instrument	72050

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Oct 2, 2017
Property Address	243 MAIN ST APT D1, D1, READING, MA 01867-3609
Document Number	70022-336
Book / Page	070022 / 000336
Instrument Date	Jul 20, 2017
Instrument	159809
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	243 MAIN ST #D1 READING MA 018673609, D1, READING, MA 01867-3609

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,685.00 (+1.15%)	$336,200 (+5.13%) Building $336,200	$346,475 (-0.54%)
2025	$3,643.00 (+1.87%)	$319,800 (+4.82%) Building $319,800	$348,365 (+8.36%)
2024	$3,576.00 (-1.3%)	$305,100 (+6.01%) Building $305,100	$321,480
2023	$3,623.00	$287,800 Building $287,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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