243 Legg Ln, Loretto, TN 38469 Property Records

Lawrence County property record for 243 Legg Ln, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,070 sqft · built 2020
Lot Size	10.1 acres (443,441 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,645 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050166 01903`

Property Details

APN / Parcel Number

Primary APN	`050166 01903`
Alternative APN	`166 01903`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,070 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	443,441 sqft (10.1 acres)
Porch	Open Porch
Porch Area	1,088 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	243 LEGG LN
City	LORETTO
State	TN
Zip	38469-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:02 MAP REF:166
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1047
Census Tract	960700

Owner

Source: Lawrence County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 LEGG LN, LORETTO, TN 38469-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019
Deed Sale	May 9, 2019
Deed Document Number	00RB563237
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	243 LEGG LN, LORETTO, TN 38469-2626
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 LEGG LN, LORETTO, TN 38469-2626

Mortgage

Document Number	0000632589
Date	May 10, 2021
Book Page	632/589
Instrument	21003029

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	COLUMBIA, TN 38402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	243 LEGG LN, LORETTO, TN 38469-2626
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000673892
Date	Apr 20, 2022
Book Page	673/892
Instrument	22002767

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,645.00	$81,800 (-) Land $9,950 Building $71,850
2023	$1,645.00	$81,800 (-) Land $9,950 Building $71,850
2022	$1,645.00	$81,800 Land $9,950 Building $71,850	$327,200 Land $39,800 Building $287,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Legg Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures