Lawrence County property record for 186 Legg Ln, Loretto, TN 38469 · Last verified February 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 436,471 sqft (10 acres) |
| Garage | Detached, 744 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $89,000 (2018) |
| Tax Bill | $487.00 (2025) |
| Primary APN | 050166 00604 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,512 sqft Living Area |
| 1st Floor | 1,512 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Siding Exterior |
| Lot Area | 436,471 sqft (10 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 744 sqft Garage |
| Deck Area | 100 sqft Deck |
|---|---|
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 144 sqft Porch |
| Pole Structure | 1,680 sqft Pole Structure |
| Utility Building | 120 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 186 LEGG LN |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2627 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Minor Civil Division | 2 |
| Census Blockgroup | 1 |
| Census Block | 1046 |
| Census Tract | 960700 |
Source: Lawrence County records · APN 050166 00604
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 LEGG LN, LORETTO, TN 38469-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on Record |
| Deed Sale | Apr 13, 2018 · Amount on Record |
| Prior Sale | Nov 15, 1999 · Amount on Record |
| Deed Doc Number | 00RB531480 |
| Deed Book / Page | 531 / 480 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 186 LEGG LN, LORETTO, TN 38469-2627 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 640709 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 640/709 |
| Instrument | 21004620 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Apr 13, 2018 |
| Property Address | 186 LEGG LN, LORETTO, TN 38469-2627 |
| Document Number | 0000531480 |
| Book / Page | 531 / 480 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 18001856 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 LEGG LN, LORETTO, TN 38469-2627 |
| Document Number | 0018001857 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 18001857 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $487.00 | $24,225 (-) Land $9,875 Building $14,350 | |
| 2023 | $487.00 | $24,225 (-) Land $9,875 Building $14,350 | |
| 2022 | $487.00 | $24,225 Land $9,875 Building $14,350 | $96,900 Land $39,500 Building $57,400 |
186 Legg Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lawrence County (47099C), updated November 17, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 28th in Tennessee |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures