243 Haverhill Rd, Joppa, MD 21085 Property Records

Harford County property record for 243 Haverhill Rd, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,349 sqft · built 1971
Lot Size0.117 acres (5,080 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Apr 1991)
Tax Bill$2,027 (2026)
Deeds & MortgagesJan 2023 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-138979

Property Details

APN / Parcel Number

Primary APN01-138979
Alternative APNs
  • 1138979
  • 138979

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,349 sqft Total Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,080 sqft (0.117 acres)
Lot Dimensions127 ft deep x 40 ft wide
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number138979
Street Address243 HAVERHILL RD
CityJOPPA
StateMD
Zip21085-4735
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLT 81 40/40X127 243 HAVERHILL ROAD JOPPATOWNE P6 PT 23/82
Legal SubdivisionJOPPATOWNE PART SIX
Legal Block71
Legal Lot Number81,243
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2001
Census Tract301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address243 HAVERHILL RD, JOPPA, MD 21085-4735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 15, 2019Intrafamily Transfer, Transfer · FHA Mortgage
FINANCIAL FREEDOM MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 1991 · Amount on Record
Deed SaleApr 17, 1991 · Amount on Record
Prior SaleDec 22, 1987 · Amount on Record
Deed Book / Page1703 / 158
Last Transfer DateDec 26, 2018
Transfer Doc0131240358
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address243 HAVERHILL RD, JOPPA, MD 21085-4735
Transaction TypeMortgage
Record UpdatedFeb 8, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0158080167
DateJan 30, 2023
Book Page15808/167
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address243 HAVERHILL RD, JOPPA, MD 21085-4735
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146980387
DateApr 26, 2021
Book Page14698/387
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2051

January 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateJan 15, 2019
Property Address243 HAVERHILL RD, JOPPA, MD 21085-4735
Document Number0131240358
Book / Page13124 / 0358
Map ReferenceMB 23 FO 82
Instrument DateDec 26, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyEAGEL TTILE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 HAVERHILL RD, JOPPA, MD 21085-4735

Mortgage

Document Number0013124361
DateJan 15, 2019
Instrument13124/361
Lender
NameFINANCIAL FREEDOM MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,027.00 (+10.58%)$186,067 (+5.04%)$195,000 (-) Land $55,000 Building $140,000
2025$1,833.00 (+8.59%)$177,133 (+9.63%)$195,000 (+15.93%) Land $55,000 Building $140,000
2023$161,567$168,200 Land $55,000 Building $113,200
2022$1,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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