235 Haverhill Rd, Joppa, MD 21085 Property Records

Harford County property record for 235 Haverhill Rd, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,479 sqft · built 1971
Lot Size0.134 acres (5,828 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Feb 2025)
Tax Bill$2,231 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-127543

Property Details

APN / Parcel Number

Primary APN01-127543
Alternative APNs
  • 1127543
  • 127543

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,479 sqft Total Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,828 sqft (0.134 acres)
Lot Dimensions124 ft deep x 47 ft wide
PorchSlab
Porch Area286 sqft
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number127543
Street Address235 HAVERHILL RD
CityJOPPA
StateMD
Zip21085-4735
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLT 85 BK 71 5828 SF 235 HAVERHILL ROAD JOPPATOWNE S6 PT 23/82
Legal SubdivisionJOPPATOWNE
Legal Block71
Legal Lot Number85
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2001
Census Tract301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address235 HAVERHILL RD, JOPPA, MD 21085-4735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2025 · Amount on Record
Deed SaleFeb 24, 2025 · Amount on Record
Prior SaleNov 14, 2024 · Amount on Record
Deed Book / Page16569 / 164
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address235 HAVERHILL RD, JOPPA, MD 21085-4735
Transaction TypeMortgage
Record UpdatedOct 6, 2021
Title CompanyMEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150450143
DateSep 22, 2021
Book Page15045/143
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,231.00 (+11.77%) Homeowner's exemption$204,733 (+16.52%)$215,500 (+17.63%) Land $55,000 Building $160,500
2025$1,996.00 (+8.89%) Homeowner's exemption
2023$175,700$183,200 Land $55,000 Building $128,200
2022$1,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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