243 Harmon Dr S, Dunlap, TN 37327 Property Records

Sequatchie County property record for 243 Harmon Dr S, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,248 sqft · built 1972
Lot Size	0.294 acres (12,800 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (Jun 2016)
Tax Bill	$1,002 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077041B F 00130`

Property Details

APN / Parcel Number

Primary APN	`077041B F 00130`
Alternative APN	`041B F 00130`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,800 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Patio Area	250 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	243 HARMON DR S
City	DUNLAP
State	TN
Zip	37327-4574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: AVERY HICKEY S/D
Legal Subdivision	AVERY HICKEY S/D
Legal Lot Number	54
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	3
Census Block Group	1
Census Block	1048
Census Tract	60103

Owner

243 Harmon Dr S is owned by two individuals who bought it in June 2016.

Source: Sequatchie County records, as of April 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1221, DUNLAP, TN 37327-1221
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2016 · Amount on File
Deed Sale	Jun 29, 2016 · Amount on File
Prior Sale	Jul 6, 2006
Deed Document Number	20161290
Deed Book / Page	342 / 704
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	243 HARMON DR S, DUNLAP, TN 37327-4574
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3517
Date	Nov 12, 2021
Book Page	430/465
Instrument	21003517

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	243 HARMON DR S, DUNLAP, TN 37327-4574
Document Number	0000002872
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	243 HARMON DR S DUNLAP TN 373274574, DUNLAP, TN 37327-4574

Mortgage

Document Number	0000002872
Date	Nov 16, 2020
Book Page	000407/000609
Instrument	2872

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,500 Land $3,425 Building $38,075
2023	$1,002.00 (+23.1%)	$41,500 (+69.22%) Land $3,425 Building $38,075	$166,000 (+69.22%) Land $13,700 Building $152,300
2022	$814.00	$24,525 Land $2,450 Building $22,075	$98,100 Land $9,800 Building $88,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 243 Harmon Dr S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Harmon Dr S is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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