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231 Harmon Dr S, Dunlap, TN 37327 Property Records

Sequatchie County property record for 231 Harmon Dr S, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,176 sqft · built 1973
Lot Size0.294 acres (12,800 sqft)
OwnerIndividual Name on Record
Last Sale$101,500 (Nov 2016)
Tax Bill$947 (2023)
Deeds & MortgagesAug 2026 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN077041B F 00170

Property Details

APN / Parcel Number

Primary APN077041B F 00170
Alternative APN
  • 041B F 00170

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Basement Area216 sqft
Finished Basement216 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,800 sqft (0.294 acres)
Lot Dimensions160 ft deep x 80 ft wide

Exterior Amenities

PorchSlab
Porch Area64 sqft
Deck Area140 sqft
Patio Area140 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address231 HARMON DR S
CityDUNLAP
StateTN
Zip37327-4574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: AVERY HICKEY S/D
Legal SubdivisionAVERY HICKEY S/D
Legal Lot Number53
JurisdictionSEQUATCHIE TN
Township / Civil Division3
Census Block Group1
Census Block1048
Census Tract60103

Owner

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address231 HARMON DR S, DUNLAP, TN 37327-4574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
USAA FSB
Nov 16, 2022Deed of Trust, Mortgage · FHA Mortgage
VOLUNTEER MORTGAGE LOAN SERVICE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2016 · Amount on Record
Deed SaleNov 1, 2016 · Amount on Record
Prior SaleAug 6, 2004 · Amount on Record
Deed Document Number20162152
Deed Book / Page347 / 252
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEQUATCHIE TN
Recording DateAug 20, 2026
Property Address231 HARMON DR S, DUNLAP, TN 37327-4574
Document Number0000002806
Book / Page483 / 495
Instrument DateAug 14, 2026
Instrument20262806
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 HARMON DR S, DUNLAP, TN 37327-4574

Mortgage

Document Number0000002806,
DateAug 20, 2026
Book Page483/495
Instrument20262806
Lender
NameUSAA FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEQUATCHIE TN
Property Address231 HARMON DR S, DUNLAP, TN 37327-4574
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 HARMON DR S, DUNLAP, TN 37327-4574

Mortgage

Document Number0000003230
DateNov 16, 2022
Book Page450/457
Instrument22003230
Lender
NameVOLUNTEER MORTGAGE LOAN SERVICE
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term289 Months
DueDec 1, 2046

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
MunicipalityDunlap City
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,200 (-) Land $3,450 Building $35,750
2023$947.00 (+24.93%)$39,200 (+71.55%) Land $3,450 Building $35,750$156,800 (+71.55%) Land $13,800 Building $143,000
2022$758.00$22,850 Land $2,450 Building $20,400$91,400 Land $9,800 Building $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMay 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber		1,000 / 1,000

May also be available: Verizon.

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